0
What else can I help you with?
Can you be current on your credit cards and file chapter 13?
Yes. But in California, you can not have more than ~$330,000 of unsecured debt if you are going to file for Chapter 13. Check your local bankruptcy rules to see if you qualify for chapter 13 bankruptcy based on your debt.
Can you obtain a student loan with the exception of the federal loan after filing chapter 13 bankruptcy?
Yes, it is possible to obtain a student loan after filing for Chapter 13 bankruptcy, but it may be more challenging. Private lenders often consider your credit history, which may be affected by the bankruptcy. Additionally, while federal student loans typically do not require a credit check, private loans may. It's advisable to check with various lenders for their specific policies regarding borrowers with a bankruptcy history.
Can IRS hold funds for bankruptcy?
can the IRS take your check if you file bankruptcy , chapter 13 or will I have to submit the check to them once received.
Can you file bankruptcy on credit cards that are not in your name but you are responsible for?
check Federal Bankruptcy act 801.3
Are online check credit reports scams?
Some credit report check may be a scam. But for the most part there not. Read the fine print and recommendations to check if there legit. Bank websites usually have links to credit reports.
Can you be current on your credit cards and file chapter 13?
Yes. But in California, you can not have more than ~$330,000 of unsecured debt if you are going to file for Chapter 13. Check your local bankruptcy rules to see if you qualify for chapter 13 bankruptcy based on your debt.
Does a bankruptcy discharged in May of 1997 come off your credit report now since it was before the law changed to 10 years?
The statute of limitations on reporting chapter 7 bankruptcies for 10 years has been in place for many years prior to the Fair Credit Reporting Act being amended in 2003. A chapter 7 bankruptcy can be shown on your credit for 10 years from its date of discharge.
Can you obtain a student loan with the exception of the federal loan after filing chapter 13 bankruptcy?
Yes, it is possible to obtain a student loan after filing for Chapter 13 bankruptcy, but it may be more challenging. Private lenders often consider your credit history, which may be affected by the bankruptcy. Additionally, while federal student loans typically do not require a credit check, private loans may. It's advisable to check with various lenders for their specific policies regarding borrowers with a bankruptcy history.
How long does insolvency stay on your record?
Insolvency, such as bankruptcy, typically remains on your credit report for 6 to 10 years, depending on the type of bankruptcy filed. Chapter 7 bankruptcy usually stays for 10 years, while Chapter 13 remains for 7 years. However, the impact on your credit score lessens over time as you rebuild your credit. It's important to check your credit report for accuracy and take steps to improve your financial standing post-insolvency.
Can IRS hold funds for bankruptcy?
can the IRS take your check if you file bankruptcy , chapter 13 or will I have to submit the check to them once received.
What effect will a five year old bankruptcy have on getting bonded that requires a credit check?
What effect will a five year old bankruptcy have on getting bonded that requires a credit check?
Can you file bankruptcy on credit cards that are not in your name but you are responsible for?
check Federal Bankruptcy act 801.3
In chapter 7 bankruptcy do they check tax returns?
Generally yes
How soon after chapter 7 can I buy a car?
After filing for Chapter 7 bankruptcy, you can typically buy a car immediately, but obtaining financing may be more challenging. Lenders often consider your credit history post-bankruptcy, so you may need to look for dealerships that offer in-house financing or special programs for individuals with bad credit. It's advisable to check your credit report and potentially work on rebuilding your credit before making a purchase.
Are online check credit reports scams?
Some credit report check may be a scam. But for the most part there not. Read the fine print and recommendations to check if there legit. Bank websites usually have links to credit reports.
Will you not pass a credit check for employment with a pending bankruptcy discharge?
Speaking from experience, if the discharge of bankruptcy is pending, a credit check may not pass, however, having discharged voluntarily from bankruptcy may have the same result depending on the policy of the employer or financial institution.
Can you filed chapter 7 with an temporary work?
Yes, you can, but be sure to check with a bankruptcy lawyer.
