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I have had great luck with credit karma but often the better your credit score is the lower your interest rate offers will be. If you re perceived as high credit risk your not going to get a low interest rate.

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13y ago

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What do credit card companies do when you have no credit?

They will offer you a low introductory interest rate which will encourage you to use your credit card.


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Some of the companies that offer low interest credit cards are Citibank, Discover, Barclays, Chase, and Capital One. The interest rate on a card can vary depending on your credit worthiness.


Which UK banks offer a 0 percent interest credit card?

Many UK banks offer a 0 percent interest credit card, including high-street names such as the Nationwide and Barclays. Smaller banks such as the Chelsea also offer this card.


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Upon researching to find a credit card with zero percent interest it has been found that it is not common for one not to have any interest charged. Often a credit card company will have an offer where one can transfer a balance for zero percent interest for a specific period of time. Some cards that offer this are Capital One and MBNA MasterCards.


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