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Having bad credit does not stop a person from applying wherever they wish to for a home loan mortgage. It does, however, make it significantly less likely that they will be approved.

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12y ago

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Where is it possible to refinance a home mortgage if someone has bad credit?

There are many places a person can go to refinance a home mortgage if they have bad credit. Bad Credit OK and Quicken Loans are two websites a person can use to help refinance their home mortgage.


How can someone apply for an online home mortgage loan?

There are many organization to apply for an online home mortgage loans. Some of these organizations are nationwide, wellsfargo, pncmortgage and chase.


Where can someone find a place for a mortgage if they have a bad credit score?

The best place for someone to get a mortgage with bad credit is from a government program. These programs include Home Affordable Refinance Program and Home Affordable Modification Program.


What are mortgages for poor credit?

It will depend on the lender, how much you need for the mortgage loan, what the price of the home is, and other market factors when you apply for the mortgage.


If you are married and your spouse has bad credit can you apply for a home mortgage on your own?

Sure, as long as your credit is good and you make enough/have enough assets to qualify for the mortgage. Again, the legalities that apply in one state, may not apply in another state. It will be wise to check it out first.


Can someone who is on the home deed but not on the mortgage get a home equity line of credit?

The persons who are on title must both sign for a equity line of credit.


Where can one get a home mortgage if one has bad credit?

One can get a home mortgage if one has bad credit from several different places. Some of the places that one can get a home mortgage with bad credit are: banks, and mortgage companies.


Can someone cosign a mortgage if they already have a mortgage of their own?

Yes. My boss owned a home and co-signed for me. It all depends on your credit. Yes


How can one apply for a second equity home loan mortgage?

One can apply for a second equity home loan mortgage by visiting a bank and filling out the application. Banks make approval decisions about second home loans according to ones home equity and personal credit rating.


In new york state if your name is on the deed and not the mortgage can you apply for a home equity line of credit?

Yes, you own the house


Is not a form of revolving credit i. Overdraft ii. Credit card iii. Charge card iv. Home equity line of credit?

Home mortgage


What documents do I need to provide in order to apply for a Home Equity Line of Credit (HELOC)?

To apply for a Home Equity Line of Credit (HELOC), you typically need to provide documents such as proof of income, tax returns, credit score, property appraisal, and information about your existing mortgage.