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Unfortunately, 578 is a really low credit score and will make it very difficult to qualify for a loan. Most places also require that you have held a job for at least three months in order for you to borrow. If you have the title to your car you may be able to get a loan that way. However, be careful as you will have an inflated interest rate and may be required to pay weekly on the loan.

Your best bet may be to try to find employment first and then going into your bank requesting a secure credit card or loan. This will typically require money upfront (varies by institution but is typically no less than $100) which they will hold for a given amount of time until you have established a solid payment history.

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11y ago

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What information do you need to get a loan?

Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.


What credit score do you need to be approved for a fast loan?

A credit score is not the only requirement for a fast loan! You will also need to show proof of a stable income. If you meet this criteria, a credit score in the 700-800's is ideal. Credit scores in the upper 600's are often readily approved with proof of job.


I have a really bad credit score of 91. what is the minumum credit score i would be looking for if i was looking for a small loan?

if your credit score is that bad i suggest you not look for a loan at all.you need to build up your score,did you do this to your score . if you did you have a job ahead of you my score was 558 and its taking me a lot of time and effort to get my score up to par, so may god be with you..I believe the lowest poosible score is around 340. I would suggest checking again and calling the credit bureaus. If I am wrong Kay jewelers has in house finnacing and is more lenient on approvals, this would help build your score by making payments for 6 mos to a year.


Can you get a home loan with bad credit but a good job?

It depends on how bad the credit and how good the job.


Your credit score is 507 what are your chances of getting a home loan?

A low credit score, by itself, will not prevent you from getting a home loan. The main things the lender looks at is your ability to pay back the loan. The credit score is just one of many tools they use. You will probably have to agree to a higher interest rate, or pay a larger downpayment. You will more likely be required to include PMI along with your payments. If you have a good, steady job most lenders will try to work something out for you.

Related Questions

How do you get car loan with no credit?

Get a job and save for it. First of all make some good credit score by getting a job or any types of earnings.


What information do you need to get a loan?

Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.


What credit score do you need to be approved for a fast loan?

A credit score is not the only requirement for a fast loan! You will also need to show proof of a stable income. If you meet this criteria, a credit score in the 700-800's is ideal. Credit scores in the upper 600's are often readily approved with proof of job.


Can you get a home equity loan on a house that is paid off without a job?

Yes you can, depending on your debt and credit score.


Can you get a home loan with bad credit but a good job?

It depends on how bad the credit and how good the job.


I have a really bad credit score of 91. what is the minumum credit score i would be looking for if i was looking for a small loan?

if your credit score is that bad i suggest you not look for a loan at all.you need to build up your score,did you do this to your score . if you did you have a job ahead of you my score was 558 and its taking me a lot of time and effort to get my score up to par, so may god be with you..I believe the lowest poosible score is around 340. I would suggest checking again and calling the credit bureaus. If I am wrong Kay jewelers has in house finnacing and is more lenient on approvals, this would help build your score by making payments for 6 mos to a year.


Your credit score is 507 what are your chances of getting a home loan?

A low credit score, by itself, will not prevent you from getting a home loan. The main things the lender looks at is your ability to pay back the loan. The credit score is just one of many tools they use. You will probably have to agree to a higher interest rate, or pay a larger downpayment. You will more likely be required to include PMI along with your payments. If you have a good, steady job most lenders will try to work something out for you.


What are the benefits of including credit insurance for an auto loan?

Credit insurance for an auto loan can provide benefits such as protection in case of unexpected events like job loss or disability, ensuring that loan payments are still made. It can also help maintain a good credit score by preventing missed payments during difficult times.


Have bad credit no account but i have a credit card prepay have a job need a loan today what i need to have to receive one?

Yes, you can get Bad Credit Loan.


Loan 575 credit score?

Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?


How do you get a loan if I have credit score of 400?

Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?


Can you get approved for a loan with a credit score of 576?

Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?