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I would start by calling your state's Better Business Bureau. Every state has one. If they can't help you directly, they can help you find someone who can. COMPOSE A LETTER OF DISPUTE LISTING YOUR NAME, ACCOUNT NUMBER, DATE, ADDRESS AND DISPUTE WHAT YOU OWE. SEND THIS AS CERTIFIED MAIL RETURN RECEIPT REQUESTED TO THE DISPUTE ADDRESS SHOWN ON YOUR BILLING STATEMENT...NOT THE PLACE WHERE YOU SEND PAYMENTS. ACCORDING TO THE LAW THE CC COMPANY MUST ANSWER YOU IN 60 DAYS OR THEY CANNOT COLLECT THE DISPUTED AMOUNT. CHECK OUT THE FAIR CREDIT BILLING ACT OR MY WEBSITE "www.drg.cc/newlife".

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18y ago

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