answersLogoWhite

0

Some tips on refinancing and credit management can be found through one's local bank. Many banks offer tips such as how to consolidate, what the best rate of interest is, as well how to keep your monthly payment down. The Royal Bank has various ideas on how to manage ones credit as well, Life 123 also has some tips on their website regarding refinancing in which one could peruse for information.

User Avatar

Wiki User

12y ago

What else can I help you with?

Continue Learning about Finance

Where can someone find refinancing for someone with bad credit?

A person with bad credit is not completely out of options. They could perhaps check with banks that offer the second chance option. They could also check with some credit cards that offer this option.


Where could one get refinance loans information for bad credit?

There are many options for refinancing loans even with bad credit. The webpages Road Loans, Refinance Mortgages, Mortgage Loan, and Zillow all offer options to individuals with bad credit.


Where are some places one would go when refinancing for bad credit?

With the economy having been poor and with so many people affected by this, it's actually surprisingly easy to continue to get loans even with bad credit. There are many loan sites which advertise their willingness to work with customers with poor credit. Another route to consider especially if the credit problems are ongoing are companies which provide debt consolidation loans. Any bank which handles mortgages could potentially offer refinancing or debt consolidation for bad credit.


How will refinancing my car affect my ability to buy a house?

Refinancing your car may affect your ability to buy a house by impacting your credit score and debt-to-income ratio. If you refinance your car and lower your monthly payments, it could improve your debt-to-income ratio, making you more attractive to lenders. However, if you take on more debt or extend the term of your car loan, it could negatively impact your credit score and make it harder to qualify for a mortgage.


What are some places that can help with refinancing home equity mortgages?

There are a number of places that can help with refinancing home equity mortgages. It might be simplest to approach a financial institution with whom one already has a relationship such as the bank or existing lender. Alternatively one could try a community bank, credit union or broker.

Related Questions

Where can someone find refinancing for someone with bad credit?

A person with bad credit is not completely out of options. They could perhaps check with banks that offer the second chance option. They could also check with some credit cards that offer this option.


Where could a person find the best mortgate refinancing rates?

A person could find the best mortgage refinancing rates online on websites, such as Bankrate, Zillow and Mortgage Calculator. There are many useful tools for mortgage rate calculation.


Where could one get refinance loans information for bad credit?

There are many options for refinancing loans even with bad credit. The webpages Road Loans, Refinance Mortgages, Mortgage Loan, and Zillow all offer options to individuals with bad credit.


Where could a person compare the rates banks offer for refinancing your car?

There are various websites where one can compare the rates banks offer for refinancing a car. Some of those websites are Bank Rate, Edmunds and Myfico.


Can anyone shed some light on the negative credit implications that enrolling in a debt management program could cause?

The debt management program will be entitled to a fee but in long term it can be an asset to work in credit management portfolios


Where are some places one would go when refinancing for bad credit?

With the economy having been poor and with so many people affected by this, it's actually surprisingly easy to continue to get loans even with bad credit. There are many loan sites which advertise their willingness to work with customers with poor credit. Another route to consider especially if the credit problems are ongoing are companies which provide debt consolidation loans. Any bank which handles mortgages could potentially offer refinancing or debt consolidation for bad credit.


Where can I find fairly priced refinance rates?

Yes, there are places you can check refinancing rates of competing companies. You could ask your local bank or credit union for recommendations or any ideas they have.


How will refinancing my car affect my ability to buy a house?

Refinancing your car may affect your ability to buy a house by impacting your credit score and debt-to-income ratio. If you refinance your car and lower your monthly payments, it could improve your debt-to-income ratio, making you more attractive to lenders. However, if you take on more debt or extend the term of your car loan, it could negatively impact your credit score and make it harder to qualify for a mortgage.


What are some places that can help with refinancing home equity mortgages?

There are a number of places that can help with refinancing home equity mortgages. It might be simplest to approach a financial institution with whom one already has a relationship such as the bank or existing lender. Alternatively one could try a community bank, credit union or broker.


What are some of the risks and benefits to refinancing one's car loan?

One should weigh out the risks and benefits of refinancing a car loan before making a decision. Some of the benefits of refinancing could include better interest rates, lower payments, and an improved credit score. Some of the risks may include extending the length of the car loan and incurring penalties for paying the original loan off early.


Where could a person with bad credit get a business loan?

A person with bad credit could get a business loan at various banks and companies. Some of the companies that offer a business loan for people with bad credit are Venture Capital, Prosper and Lending Club.


How can one go about buying a car with bad credit?

There are a few ways someone can purchase a car when they have bad credit. A person could always pay cash for a car and not have to worry about their credit. Also, a person could use a high risk loan.