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Cashier's checks are issued by a bank to an individual for certain situations where the check needs to be guaranteed not to bounce, such as a down payment on a house or for an escrow payment. Since a cashier's check is essentially "purchased" with cash at the bank, the check is guaranteed when it is presented for payment.
Banks offer this service to their customers for a fee, and many banks will also offer this to non-customers of their bank. It's a simple procedure to get a cashier's check. This article takes you through those steps.
- Step 1
You will need to have sufficient funds in your account to cover the amount of the check, plus any fee, if you are getting the check from the bank where you have your savings or checking account.
- Step 2
Speak to any teller to start the process. You will not be able to get a cashier's check at the drive through. Have your account information ready so they can verify that you have an account with them. You may also need to show identification, such as your driver's license.
- Step 3
You will need to give the teller the exact name that the check is to be made out to along with the amount. The teller will draft the check for the amount you've specified, sign it and give you the check.
- Step 4
If you do not have an account at that bank, you will need to determine if they will issue you a cashier's check. If they will, then you need to present the cash for the amount of the check, along with enough money to cover the bank's fee, and the name of the payee. The teller will then issue you the check.
- Step 5
Retain the portion of the check that notes who the check was written to, along with the amount, for your records. The signed portion is for the payee.
What else can I help you with?
Who is the remitter on a cashiers check?
the person who is making the check.
Do you have to sign the bottom portion of a cashiers check before you give it to the payee?
Yes, you have to sign a cashiers check before you give it to a payee. Some cashiers checks do not have to be signed. If there is a space to sign, you need to sign.
What is a check written by a bank on its own funds?
cashiers check
How do you change the payee on a cashiers check?
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
Is a cashiers check insured by the fdic?
It depends on if the bank is a member of the Federal Deposit Insurance Corporation or not. If you get a cashiers check from a bank that is insured by the Federal Deposit Insurance Corporation, then that check is insured.
How do you issue a cashiers check?
A bank issues a cashiers check,on behalf of a depositor, by setting funds aside from the depositor's account.
Who is the remitter on a cashiers check?
the person who is making the check.
Does a cashiers check expire?
yes
A written check that the bank certifies is called a?
cashiers check
What is a check written by a bank on its own funds?
cashiers check
Do you have to sign the bottom portion of a cashiers check before you give it to the payee?
Yes, you have to sign a cashiers check before you give it to a payee. Some cashiers checks do not have to be signed. If there is a space to sign, you need to sign.
Where can you cash a cashiers check?
At the bank that you use
Are you supposed to sign a cashiers check?
Yes.
How do you change the payee on a cashiers check?
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
You owe a a settlement from a lawsuit and paid it but the cashiers check expired do you still owe the money?
Yes, you still owe the money. Yes, if the cashiers check expired the money is still available in that account so all you will need to do is have another cashiers check cut.
Can you cancle cashiers check?
Type your answer here... can a casheir check can be cancle
Is a cashiers check insured by the fdic?
It depends on if the bank is a member of the Federal Deposit Insurance Corporation or not. If you get a cashiers check from a bank that is insured by the Federal Deposit Insurance Corporation, then that check is insured.
