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After a Chapter 7 bankruptcy, you can get approved for a home loan through lenders that specialize in working with borrowers who have a bankruptcy history. Typically, FHA loans are accessible two years post-discharge, while conventional loans may require a waiting period of four years. It's essential to demonstrate a good credit history and stable income since your bankruptcy. Be sure to shop around and consider credit unions or local banks that may offer more flexibility.

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1w ago

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Related Questions

What is the maximum personal loan that can be discharge in chapter 7?

Chapter 7 has no maximum loan amount.


Can you claim an equity loan on chapter 7?

No


If your loan was approved by chapter 7 bankruptcy can the bank still deduct from your checking account?

Not enough information is disclosed about the situation in order to answer. If you have an attorney assisting you in your bankruptcy ask them.


Bankrupt a home equity loan?

If you lost the home or no longer own it you can do chapter 7 (if eligible) and have this debt eliminated. If you are still in the home and want to keep the home but reduce or eliminate the second look at a Lien strip through Chapter 13.


Can an advance cash loan be part of a Chapter 7 bankruptcy?

Yes, it is an unsecured loan.


Can you file a payday loan under chapter 7?

Yes.


Can you get a personal loan with an open chapter 7 bankruptcy?

maybe


An item secured by collateral can be foreclosed on and sold unless you agreed to be responsible for the loan is what chapter?

chapter 7


Can you get a car loan after a chapter 7 bankruptcy?

Yes you can if you have a fair credit score.


After Chapter 7 bankruptcy has been Discharge can buy a home?

After Chapter 7 bankruptcy has been Discharge can buy a home


How do you get a car title after bankruptcy 1 year ago?

If there was a secured loan and you reaffirmed the debt in your chapter 7 and you have paid off the loan, you should get the title from the lender. If you surrendered the car to the lender in your chapter 7, your balance was discharged as an unsecured loan and you have not owned the car since you surrendered it.


If your wife is granted chapter 7 and both of your incomes were on the chapter 7 can they make you pay the car loan?

I'm not clear what you mean by "both of your incomes". But it seems your saying your wife was he only one who C-7, which means received discharge of debt. Hence, if you were on the loan, it would seem you are still responsible for the loan.