After a Chapter 7 bankruptcy, you can get approved for a home loan through lenders that specialize in working with borrowers who have a bankruptcy history. Typically, FHA loans are accessible two years post-discharge, while conventional loans may require a waiting period of four years. It's essential to demonstrate a good credit history and stable income since your bankruptcy. Be sure to shop around and consider credit unions or local banks that may offer more flexibility.
Chapter 7 has no maximum loan amount.
No
If you lost the home or no longer own it you can do chapter 7 (if eligible) and have this debt eliminated. If you are still in the home and want to keep the home but reduce or eliminate the second look at a Lien strip through Chapter 13.
If there was a secured loan and you reaffirmed the debt in your chapter 7 and you have paid off the loan, you should get the title from the lender. If you surrendered the car to the lender in your chapter 7, your balance was discharged as an unsecured loan and you have not owned the car since you surrendered it.
You can but 1, if your financial situation is such that you're considering bankruptcy, you almost certainly won't get approved and 2, it wouldn't necessarily be forgiven or dismissed as part of the bankruptcy.
Chapter 7 has no maximum loan amount.
No
Not enough information is disclosed about the situation in order to answer. If you have an attorney assisting you in your bankruptcy ask them.
If you lost the home or no longer own it you can do chapter 7 (if eligible) and have this debt eliminated. If you are still in the home and want to keep the home but reduce or eliminate the second look at a Lien strip through Chapter 13.
Yes, it is an unsecured loan.
Yes.
maybe
chapter 7
Yes you can if you have a fair credit score.
After Chapter 7 bankruptcy has been Discharge can buy a home
If there was a secured loan and you reaffirmed the debt in your chapter 7 and you have paid off the loan, you should get the title from the lender. If you surrendered the car to the lender in your chapter 7, your balance was discharged as an unsecured loan and you have not owned the car since you surrendered it.
I'm not clear what you mean by "both of your incomes". But it seems your saying your wife was he only one who C-7, which means received discharge of debt. Hence, if you were on the loan, it would seem you are still responsible for the loan.