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Many will argue they are the same, however a credit card is better. The reason for this is that if there are problem charges, the debit card may put a freeze on funds in your checking account during investigation, limiting your cash position. The credit card will normally allow a deferral of paying the amount in question until the issue is resolved.

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17y ago

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Why does a retailer give the options of either a credit or debit charge when using debit card at time of purchase?

There are some people who prefer to use their debit cards with the credit feature. In some cases, it is safer to use the card as credit because one does not have to enter a PIN. Such places as gas stations and convenience stores are much safer this way, simply because scammers cannot use your card number for a debit card without a PIN.


Can I use my debit card as credit if I have insufficient funds?

No, you cannot use your debit card as credit if you have insufficient funds.


How can I transfer money from my debit card to my credit card?

You cannot directly transfer money from a debit card to a credit card. You can use your debit card to pay off the balance on your credit card by making a payment through your credit card issuer's website or app.


How do you use a debit card?

You would use it as a credit card, but the debit card takes money directly from your bank account.


Can you use your debit card like a credit card if it has no money on it?

NO


Can I use my Visa Debit card as a credit card for purchases?

Yes, you can use your Visa Debit card as a credit card for purchases, but the transaction will still be deducted directly from your checking account.


Does newegg accept debit?

As long as you can use your debit card at stores just like credit cards are used, your debit card will work. Newegg won't know the difference between your debit card and a credit card.


Can i use a debit card as a credit card without your PIN at walmart?

Yes, when you swipe your card just select credit as form of payment and not debit


How can I use credit on my debit card for purchases?

You can use credit on your debit card for purchases by selecting the credit option when making a transaction. This allows you to use the funds in your checking account as if it were a credit card, with the purchase amount deducted from your account later.


Do you have to use a credit card for the nook?

No u can use a debit card 🐷


do i have to have a check to get a title loan or can i use my debit card?

You can use your credit card


Can I use credit at gas pump without credit card?

No. You have to use a credit or debit card or pay cash inside.