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What else can I help you with?
What is the current unsecured loan rate?
The current unsecured loan rate varies depending on the lender and individual circumstances. It is typically higher than secured loan rates because there is no collateral backing the loan. It is important to shop around and compare rates from different lenders before taking out an unsecured loan.
What is a secured credit card and an unsecured credit card?
A secured credit card is a pay to play system. That is you must bank a certain amount with the issuing bank before you may use the card. If that balance is met or exceeded, your ability to use the card will end. An unsecured card is a type of loan; you may use the card up to your assigned limit with no penalty (other than that outlined in the credit agreement).
How long do you have to wait after closing a credit card account before you can reopen it again with the 0 percent apr introductory rates?
That is at the discretion of the issuing financial institution. They may not grant a previous card holder who has closed the account special offers.
Can the lender just take the car payment out your account?
Not confident that I understand your post. IF you autrhorized the lender to debit you bank account to accomplish your monthly payments, then yes. I've not heard of that before. Most auto debts are unsecured. It depends upon how your loan was positoned. You didn't tell us that --- so we're left to guess.
What are lenders looking for before they approve the 2nd mortgage?
Banks and lenders often look at many things before approving a second mortgage. They will most likely look at their previous financial history and their ability to pay it off.
What is the current unsecured loan rate?
The current unsecured loan rate varies depending on the lender and individual circumstances. It is typically higher than secured loan rates because there is no collateral backing the loan. It is important to shop around and compare rates from different lenders before taking out an unsecured loan.
Where can one find information about unsecured credit cards?
There is plenty of information available on unsecured credit cards, some companies that offer this service are: "Capital One", "Cardhub", "Horizon Card", "Matrix Discover card", "Imagine Gold Master Card", to mention a few. These card providers often charge customers with bad credit a small deposit before issuing a card.
You do not have a checking account or saving account and need a loan?
Before you get your loan amount the bank would ask you to open an account. Keeping track of a customer without an account is very difficult and banks would insist on you opening an account with them before they give you the loan amount
What is a secured credit card and an unsecured credit card?
A secured credit card is a pay to play system. That is you must bank a certain amount with the issuing bank before you may use the card. If that balance is met or exceeded, your ability to use the card will end. An unsecured card is a type of loan; you may use the card up to your assigned limit with no penalty (other than that outlined in the credit agreement).
How long do you have to wait after closing a credit card account before you can reopen it again with the 0 percent apr introductory rates?
That is at the discretion of the issuing financial institution. They may not grant a previous card holder who has closed the account special offers.
Does bonding have to do with credit history?
YES! Surety bonds are essentially unsecured credit, and are underwritten differently than insurance. Surety Companies will take into account your credit, financial statements, and experience before they are willing to bond you.
Where can one get a car loan without a credit check?
In the US, any business offering a car loan will do some type of credit check. Though there are lenders who specialize in lending to those with poor credit, they will still perform a credit check before issuing a loan.
How many months can you go without paying your car payment before repossessed?
It depends on the lender. Prime lenders like Cap One may come after you vehicle after the first payment is missed. Chase might take two weeks from the missed payment. Other lenders may wait 30, 60, 90, or even 120 days before issuing a notice of repossession.
How do you obtain an unsecured business term loan for a renewable period of 2 to 5 years?
To obtain an unsecured business term loan for a renewable period of 2 to 5 years, start by researching lenders that offer unsecured loans tailored to your business needs. Prepare a solid business plan highlighting your financial health, cash flow projections, and how the loan will be used. Gather necessary documentation, such as financial statements and tax returns, and apply through the lender’s online platform or in person. Once approved, review the terms carefully before signing to ensure they align with your business goals.
How is secured lending different from unsecured lending?
Secured lending differs from unsecured lendings in a number of a ways, although there is one big difference between them. A secured lending is such named before the lendee puts up collateral against the debt to the bank. An unsecured lending has no collateral.
How long should I hold a secured bank credit card before I try to get an unsecured one?
Your ability to obtain an unsecured credit card will depend on your credit score. As your credit score rises you will become eligible. Try checking it after a year of making on time payments on your unsecured card.
What are some good sources for unsecured personal loans?
Banks and credit unions are sources of unsecured loans. If you must take out an unsecured personal loan, shop around for the best interest rates, loan terms Here are some things to consider before getting a payday loan.
