its called creditworthiness, basically the bank has your trust.
Creditworthiness
Lien is the term
The term 'bad debt mortgage' implies that the borrower has applied for a mortgage and been accepted. However, the borrower has then defaulted on his mortgage payments and it is considered that they are unlikely to be able to repay the loan.
A notice of default is used to notify a borrower that they have defaulted on their debt. To default on a debt means to fail to repay it. So a notice of default reminds the borrower that he has not made a payment on his debt on time.
A short term loan offers the advantage of being able to repay in a set time-frame, perhaps as a way to build up or repair your credit. Repaying a short term loan will establish your ability to repay and build self-discipline too.
Creditworthiness
The term applied to all funds budgeted to repay what a government has borrowed is "debt service." This includes the principal amount and interest payments that the government is obligated to pay on its outstanding debt. Debt service is a critical component of a government's budget, as it directly impacts fiscal policy and the ability to fund other programs and services. Managing debt service effectively is essential for maintaining financial stability and creditworthiness.
Debt
Lien is the term
The term 'bad debt mortgage' implies that the borrower has applied for a mortgage and been accepted. However, the borrower has then defaulted on his mortgage payments and it is considered that they are unlikely to be able to repay the loan.
Cognitive impairment is the term that best describes the loss of mental ability to understand sensory stimuli.
A notice of default is used to notify a borrower that they have defaulted on their debt. To default on a debt means to fail to repay it. So a notice of default reminds the borrower that he has not made a payment on his debt on time.
That property of the substance is its "malleability".
That ability is known as elasticity.
Long-term lenders are primarily interested in ratios that assess a borrower's ability to repay debt over time. Key ratios include the debt-to-equity ratio, which indicates the proportion of debt relative to shareholders' equity, and the interest coverage ratio, which measures the ability to meet interest payments with earnings before interest and taxes (EBIT). Additionally, the current ratio and quick ratio provide insights into short-term liquidity, while the debt service coverage ratio evaluates the cash flow available to cover debt obligations. These ratios help lenders assess the overall financial health and risk associated with lending to a borrower.
ambidextrous
The term that describes the amount of money a nation owes is "national debt." This debt is the total of all outstanding loans and financial obligations incurred by the government, typically resulting from borrowing to finance budget deficits. National debt can include both public debt, which is owed to external creditors, and intragovernmental debt, which is owed to various government agencies.