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Your credit file can be accessed by various entities, including lenders, credit card companies, and landlords when you apply for credit or housing. Additionally, employers might check your credit file as part of their hiring process, and utility companies may access it when you apply for services. Access is typically granted with your consent, but certain legal requirements allow access without it in specific situations.

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1mo ago

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Does your cosigner have to know the details on your credit report and score prior to signing for a loan- does the lender share this information?

It is totally up to you who you share your credit report info with, but it is against the law for a creditor or credit reporting agency to disclose any information regarding your file, only you have the authority to access your credit file and unless there is a permissible purpose as defined by law no one else including a creditor can access your file.


What is the difference between a credit access line and a credit limit?

A credit access line is the maximum amount of credit a borrower can access from a lender, while a credit limit is the maximum amount a borrower can borrow on a credit card or line of credit.


Where can I get a free credit check?

You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.


What is the difference between a credit limit and a credit access line, and how does this affect my ability to borrow money?

A credit limit is the maximum amount of money a lender is willing to let you borrow on a credit card, while a credit access line is the total amount of credit available to you across all your credit accounts. The difference is that a credit limit is specific to one credit card, while a credit access line encompasses all your credit accounts. Having a higher credit access line can potentially increase your ability to borrow money, as it indicates that you have access to more credit overall.


How do you obtain business credit file credit score and stay away from personal credit?

You will have to file a corporation, or LLC. Apply for a credit card with that particular EIN, and go from there. This is generally different than your personal.

Related Questions

Does your cosigner have to know the details on your credit report and score prior to signing for a loan- does the lender share this information?

It is totally up to you who you share your credit report info with, but it is against the law for a creditor or credit reporting agency to disclose any information regarding your file, only you have the authority to access your credit file and unless there is a permissible purpose as defined by law no one else including a creditor can access your file.


Do you have to get credit counseling before you can file for bankruptcy?

You do not have to necessarily get credit counseling before you can file for bankruptcy.


What is the difference between a credit access line and a credit limit?

A credit access line is the maximum amount of credit a borrower can access from a lender, while a credit limit is the maximum amount a borrower can borrow on a credit card or line of credit.


File extension for access 2007 is?

The file extension for Microsoft Access 2007 is '.accdb'.


When no user have ntfs permissions to access a particular file the only person who can regain access to it is the?

The file's owner can access it.


Where To Get A Credit Score?

Where to get a credit score? This is a common question that is asked daily by thousands of consumers. One can get his or her credit score from several different sources. The credit bureaus is one exceptional source. Credit bureaus collect financial activity of consumers. Credit bureaus compile this activity into reports. You are entitled to get one free credit report every year. You can also get access to your credit file by signing up for various online credit reporting services. These services allow you to get access to your credit information if you sign up for a credit monitoring service. This is an easy way of getting your credit score.


Credit file monitoring service?

Credit monitoring is the automated process of keeping an eye on your credit. Credit monitoring helps protect you against identity theft and monitors any changes and/or inquiries made to your credit file by alerting you within approximately 24 hours of any major changes made to your credit file.


What are the two forms of access?

access from the internet access from the file


Where can I get a free credit check?

You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.


Where can one access their credit data?

To access their credit data, people should send a letter to a credit reference agency. They collect public and credit data to produce credit reports and credit scores.


What is the difference between a credit limit and a credit access line, and how does this affect my ability to borrow money?

A credit limit is the maximum amount of money a lender is willing to let you borrow on a credit card, while a credit access line is the total amount of credit available to you across all your credit accounts. The difference is that a credit limit is specific to one credit card, while a credit access line encompasses all your credit accounts. Having a higher credit access line can potentially increase your ability to borrow money, as it indicates that you have access to more credit overall.


How do you obtain business credit file credit score and stay away from personal credit?

You will have to file a corporation, or LLC. Apply for a credit card with that particular EIN, and go from there. This is generally different than your personal.