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An auto insurance policy may be subject to non-renewal if the policyholder has a history of frequent accidents or traffic violations, if they fail to pay their premiums on time, or if the insurance company decides to stop offering coverage in a particular area or for a specific type of vehicle.
What else can I help you with?
Is there a tax on the proceeds of a life insurance policy?
No Income Tax, but there might be Estate Taxes.
What is the average return of premium life insurance?
Return-of-premium life insurance is like an ordinary life insurance policy, but payments made on premiums are returned to the insured individual if the policy ends and they are still alive. Thus, return-of-premium life insurance policies do not punish one for outliving their life insurance. The average such policy might cost 25% to 50% more in premiums, compared to an ordinary life insurance policy.
What is face value for life insurance?
Face value is the amount of life insurance that is stated on the front page (declarations) FACE of the policy. You might get paid less than that if you have policy loans. More if it's accidental death. Some policies pay dividends.
What happened to national savings life insurance co?
National Savings Life Insurance Company of Murfreesboro, TN was acquired by Victory Life Insurance which in turn was acquired by United Fidelity Life Insurance Company, Kansas City, MO. Over the years, blocks of NSL policies have been sold to various carriers so if you have an old NSL policy, it might take some detective work to find which company is now servicing your policy.
How do I collect on an insurance policy that is dated 1946. I have policy number and amount.?
If it is life insurance then most likely, yes. Contact the company. If the company no longer exists, their policies probably have been taken over by a different company. You might have to get your State insurance commissioner's office involved to find out who is responsible for paying the proceeds, but you should still be able to file a claim with the company.
Where can you find your policy for homeowner insurance at?
You can always call your insurance agent and they can order you a new copy of the insurance policy. You might also be able to print the policy from the website.
If an insurance policy has been grandfathered in can it be changed?
Yes, a grandfathered insurance policy can typically be changed, but any changes might result in losing grandfathered status and being subject to current regulations or requirements. It's important to review the policy terms and consult with the insurance provider for specific details on making changes to a grandfathered policy.
What is Supplemental Insurance?
Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.
How does a family term life insurance policy differ from an individual policy?
A family life insurance policy differs from an individual insurance policy by the amount of persons included in the policy. The family option includes a (marriage) partner and probably one or more children. There might also be the option to include pets into the policy depending on the insurance company.
What health insurance policy is most suitable for someone who is self employed?
One who is self employed might find that the most suitable insurance policy would be against unemployment insurance. Many insurance companies offer such insurance.
What to do with car insurance policy if spouse dies?
I would let your insurance company know. They can remove them from the policy. That might help lower your rates. Sorry for your lost.
Can you borrow your parent's car without being a named driver on their insurance policy?
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
Can I get a one day insurance policy for a one-day hike on Mount Hood?
You might be covered already under your life insurance policy or your homeowners policy. Check to see you are not already covered. Be sure to look at www.onedayeventinsurance.com as they might have something to fit your needs.
If falsification of the nicotine usage and such of the beneficiary of a life insurance policy was proven would it void the policy completely out?
== == It might.
Does a homeowners insurance policy protect against vandalism?
it might. read it and find out.
Why might one cash in an endowment policy?
An endowment policy is a life insurance contract where the person gets a large sum of money after a set amount of years. You might cash in an endowment policy as it is a great way to pay off the debt that the insurance purchaser has or had when they were alive.
Can insurance companies come after you for losses they paid to their policy holder because you hit them and were not insured?
Absolutely yes. You are ultimately liable for any damage you might have caused whether you had insurance or not. The only difference is that if you had insurance your insurance company will pay up to the policy limit for damages you might be liable for. So you can get sued for damages whether you had insurance or not.
