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It is a good idea for someone to file a mortgage at a bank, especially if this bank is one that the person already has been doing business with. The reason that it is a good idea is that rates can be better for them, they can easier combine payments for their mortgage right from their bank account, as well as knowing the people that are taking care of one's mortgage such as the bank manager or the tellers that one sees on a regular basis.

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12y ago

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Where to file a complaint against Bank of America mortgage department?

You should file it with the Consumer Financial Protection Bureau at 855- 411 2372 or online at consumerfinance.gov


How does one accquire a fixed mortgage?

You should consult your bank about getting a fixed mortgage. You have to do this through your bank and you should weigh the options of this compared to a regular mortgage.


Where can we find a home mortgage calculator?

The mortgage specialist at your bank should be able to provide you with a mortgage calculator. Otherwise, you should be able to find one by logging into your bank account.


Why should you choose a Citi bank mortgage?

You should choose Citi Bank when applying for a mortgage because this bank has competitive rates. This bank strives to give its customers the treatment and satisfaction they deserve.


What should I look for when selecting a mortgage bank?

en.wikipedia.org/wiki/Mortgage_bank this website will help you look for a ideal mortgage bank. when you look for refinancing a home mortgage you should look at the website to help you with that


What should you get from the bank when you pay off a mortgage?

A lollipop


What can homeowners deduct on their taxes?

If you file a Schedule A and Form 1040 return you can deduct your Mortgage Interest, Property Taxes, and Mortgage PMI on your 1098 form from the bank or mortgage company.


Is a re mortgage the same thing as a mortgage?

No, a mortgage is a loan taken from a bank to purchase land or property. A remortgage is a loan taken from a bank to pay off an existing mortgage. This is done in an attempt to lower the amount of interest paid to the bank, and should not be confused with a second mortgage.


How did mortgage defaults affect banks involved in mortgage lending and mortgage investing?

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Can you file chapter 7 in Florida and re affirm your mortgage?

Yes, but its never wise to reaffirm a mortgage. Even if you dont reaffirm, as long as you keep making the mortgage payments, the bank wont foreclose.


What do you do when a person dies owing a mortgage and he conveyed the property before he died to someone who is not on the mortgage?

The property is still subject to the mortgage. The grantee should make arrangements with the bank to assume the mortgage. Some mortgage documents contain language that a transfer of the property will trigger a demand that the mortgage be paid in full. You should speak to the bank ASAP. Or, the grantee could just keep paying the mortgage.


Can HOA file a lien against a bank which holds the mortgage on an abandoned property if the Covenants say that the Assoc can file a lien against a homeowner if assessments are not paid in time?

In this case, apparently, the bank is the owner. So yes, the HOA can file the lien against the bank's ownership of this unit.