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For convenience. Although many ATM networks are widespread, no network can have a machine in every possible location. For example, I was recently in a small store that only accepted cash. Near the door, the store had an ATM that was not a member of any of the popular networks. Someone who was making a small purchase could choose to walk out of the store and go searching for an ATM on their network, or they could pay a fee to step over to the ATM in the store. I'm sure that some people will take the time to scout out an ATM on their own network, but I am sure that there are also people who may be in a rush or simply don't care to save the few dollars that the out-of-network ATM charges.
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