Why would a person choose a diffrenet ATM then they belong to?

Answer 1

A person may choose to use a different ATM than the one they belong to due to convenience, as the alternate ATM may be closer or more easily accessible. Additionally, the person may prefer the features or services offered by the different ATM, such as lower fees or extended operating hours. Finally, in some cases, the person's own bank's ATM may be out of service or experiencing technical issues, prompting them to use a different ATM for their transaction.

Answer 2

For convenience. Although many ATM networks are widespread, no network can have a machine in every possible location. For example, I was recently in a small store that only accepted cash. Near the door, the store had an ATM that was not a member of any of the popular networks. Someone who was making a small purchase could choose to walk out of the store and go searching for an ATM on their network, or they could pay a fee to step over to the ATM in the store. I'm sure that some people will take the time to scout out an ATM on their own network, but I am sure that there are also people who may be in a rush or simply don't care to save the few dollars that the out-of-network ATM charges.