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What else can I help you with?
How often do credit card balances get reported to your credit report?
Monthly
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Do credit card companies report cash payments to credit bureaus?
No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.
Can a merchant charge a cancelled credit card for a transaction?
No, a merchant cannot charge a cancelled credit card for a transaction. Once a credit card is cancelled, it cannot be used for any further transactions.
What does cancelled by credit grantor mean?
Cancelled by credit grantor means that your credit card account was closed by the creditor. This means that it was cancelled by the person extending you credit, rather than being cancelled by you.
How often do credit card balances get reported to your credit report?
Monthly
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Do credit card companies report cash payments to credit bureaus?
No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.
Can a credit card debt that was charged off and sold to a collection agency be reported on your credit report?
Yes.
Can a merchant charge a cancelled credit card for a transaction?
No, a merchant cannot charge a cancelled credit card for a transaction. Once a credit card is cancelled, it cannot be used for any further transactions.
Do I need to report stolen credit cards to all 3 credit bureaus?
You will not need to report your personal credit cards stolen to the credit bureau. Once you have reported your cards stolen to the credit card companies they are with, they will take care of the rest for you.
What does cancelled by credit grantor mean?
Cancelled by credit grantor means that your credit card account was closed by the creditor. This means that it was cancelled by the person extending you credit, rather than being cancelled by you.
What if someone takes your credit card?
Report it to the card company as stolen, as soon as possible ! You are liable for all transactions on your card - unless you report it stolen. Once reported, your liability for any further transactions ceases.
Is there any credit card protection in the case of a lost card?
"Yes. Most credit card companies offer services for a lost or stolen card, usually if this happens you need to call in and report the card missing, and you won't be charged for uses after it's reported."
When does the seven years start if there is a credit card debt on your credit report and the card was opened in 1999 but the reported last activity was 2001?
2001. Always go by the later dates of payment, delinquency, etc.
How can I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
How do I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
