Yes, you do qualify for a mortgage in your current situation. On a standard 30 yr fixed mortgage your payment accounts for 32% of your gross income. The only concern is that your total debt obligation including your new home payment doesnt exceed 50 or 55%. Even so, with your current scores you an have to option to state your income and resolve your debt to income ratio problem, if there is one. There are several programs that I can make available to you. Eloy Benavides
Yes, it is possible to get a Home Equity Line of Credit (HELOC) with a cosigner. The cosigner's credit and income will be considered in the application process, and they will be equally responsible for repaying the loan.
To apply for online personal loans with a cosigner, you typically need to meet the lender's credit and income requirements, have a cosigner with good credit and income, and provide necessary documentation such as identification and financial information.
To apply for online cosigner loans, you typically need a good credit score, a stable income, and a willing cosigner with good credit. The cosigner agrees to pay the loan if you cannot.
No. Credit card companies will not give to people who have no income.
To obtain a loan with a cosigner, the primary borrower typically needs to meet the lender's credit and income requirements. The cosigner must have a good credit score and sufficient income to cover the loan payments if the primary borrower cannot.
Yes, it is possible to get a Home Equity Line of Credit (HELOC) with a cosigner. The cosigner's credit and income will be considered in the application process, and they will be equally responsible for repaying the loan.
To apply for online personal loans with a cosigner, you typically need to meet the lender's credit and income requirements, have a cosigner with good credit and income, and provide necessary documentation such as identification and financial information.
To apply for online cosigner loans, you typically need a good credit score, a stable income, and a willing cosigner with good credit. The cosigner agrees to pay the loan if you cannot.
No. Credit card companies will not give to people who have no income.
To obtain a loan with a cosigner, the primary borrower typically needs to meet the lender's credit and income requirements. The cosigner must have a good credit score and sufficient income to cover the loan payments if the primary borrower cannot.
When applying for a mortgage, one has the option of adding a cosigner. One needs to consider the advantages as well as disadvantages before deciding on a cosigner. Additional income might improve the chances of getting approved for the loan, however, other factors, such as lower credit score might have the opposit effect.
Yes, you can refinance with a cosigner. This involves replacing your current loan with a new one that includes the cosigner's credit and income to potentially get better loan terms.
To have a cosigner for a home equity loan, the primary borrower typically needs to meet the lender's credit and income requirements. The cosigner must have a good credit score and sufficient income to cover the loan payments if the primary borrower cannot.
To obtain an online loan with a cosigner, you typically need to meet the lender's credit and income requirements. The cosigner must have good credit and be willing to take on responsibility for the loan if you are unable to repay it.
The credit score could indicate that the person is responsible in their financial dealings. Unfortunately the salary amount would not be favorable. Many lenders will, however, look at the overall financial picture of the cosigner; for example the person's debt to income ratio, potential for increased future income, etc.
To obtain a loan with a cosigner, the primary borrower typically needs to meet the lender's credit and income requirements. The cosigner, who agrees to repay the loan if the borrower cannot, usually needs a good credit score and stable income. Both parties are equally responsible for repaying the loan.
A cosigner must have good credit, a reliable income and the willingness to sign for another individual. Cosigners help primary borrowers build a good credit history, along with on-time payments.