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usually this is because the original lender sold the account to a new lender which takes on the loan/debt, but the paper trail is still left on a persons credit report. If a company goes out of business they also liquidate their assets/accounts to another creditor. It also can be because the person did not pay on the account and it was sold to another creditor or a collection company.
The most rare case would be that there is a mistake on a persons credit file and should contact the credit report company.
What else can I help you with?
How often do creditors report to the credit bureaus?
Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.
How do you find out what financial institution issued a credit card when the account number is not on your credit report?
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
What is the difference between free credit report and credit score?
A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.
How can I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
How do I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
How often do creditors report to the credit bureaus?
Creditors may report any time there is activity on your account, if a credit report is pulled [for a credit application] or if payments are made late. Capital One may report every month whereas a smaller department store card may not report at all. It solely depends on the creditor on how often the credit report is updated.
Could you still get a credit card abroad if you have bad credit rating in UK?
Yes, U.S. creditors cannot see what your credit report looks like in the U.K.
What do you do if someone gets a hold of your credit card number?
First thing you do is call the card 1-800 number listed for that card and report a lost card. They will cancel the card and issue you a new one. Next, you contact the police and get a report and finally you order a credit report to make sure that there isn't more to this.
How do you find out what financial institution issued a credit card when the account number is not on your credit report?
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
What is the difference between free credit report and credit score?
A free credit report is a list of your debt history. It shows all of your personal information, creditors, account balances, and paid-off balances. A credit score is basically just a rating given to you by credit card companies to show your standing with them.
How can I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
How do I report a stolen credit card?
To report a stolen credit card, contact your credit card issuer immediately to report the theft and request a replacement card. You may also need to file a police report to document the theft.
Which credit card companies only pull from experian for applications?
There is not a specific answer to this question. The best way to explain this is that not all creditors report with all three bureaus. Ask that specific creditor who they report with.
What does it mean when your credit report states that a particular creditors contact info is not on file and that there is no payment data available?
That the creditor has not or does not send information to the CRA's. Gas card companies, local retailers, credit unions and similar businesses do not report to CRA's.
How do you locate the mailing addresses of credit card companies with whom you have accounts?
I just got my credit report from Equifax and it had all the creditors addresses (open and closed) included when I viewed the details of my accounts.
If you file bankruptcy will that remove a charge off report from a credit card?
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Can I report credit card fraud if I know someone who has someone elses credit card?
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
