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There is no such thing as an "accidental cocaine insurance policy".
If what you are referring to is a health insurance policy, there may be circumstances under which it will pay for the resulting medical expenses from the accidental or unintentional ingestion of cocaine. There is usually an express exclusion, however, for the intentional use of drugs and resulting medical problems.
The analysis is similar as to life insurance. There is typically an exclusion for death resulting from the intentional use of illicit drugs. However, if the ingestion was accidental (such as someone else "slipped" the drug to the insured), there may be a valid argument for collecting under the policy.
What else can I help you with?
Can your beneficiary collect life-insurance benefits after your suicide in South Carolina?
No
Can an at-will employee collect unemployment benefits?
Yes, an at-will employee can collect unemployment benefits if they meet the eligibility requirements set by their state's unemployment insurance program.
Can you collect both unemployment insurance benefits and Social Security benefits at the same time in NC?
Yes.
Can your beneficiary collect life insurance benefits even there is an outstanding billing in the hospital?
The beneficiary is the only one that can collect benefits unless otherwise specified in the policy such as a rider.
Can you collect insurance benefits if your spouse commits suicide?
Generally, insurance policies exclude suicide. Check with your insurance company, as they are all different.
Can you collect unemployment benefits in Michigan if you are retired?
Absolutely. It is called your "Retirement Pension". You cannot collect "unemployment insurance" monies if you are retired.
To collect on a life insurance policy do you have to have the death certificate with the cause of death or can you use a death certificate that does not have the cause of death?
A death certificate with the cause of death is usually required on life insurance policies. It depends on the insurance company, the type of policy and what its terms are. An insurance company will most likely require a death certificate with the cause of death, because the cause of death is important in all life insurance claims. If the policy is one for accidental death benefits only, the company is entitled to know and the beneficiary has to prove that death was accidental. An insurer is entitled to know whether death occurred as a result of suicide, which might not be covered by a standard life insurance policy. Also, an insurance company is entitled to know if the death was a homicide that the beneficiary had something to do with, because that would render the beneficiary ineligible to collect benefits.
Can your beneficiary collect life-insurance benefits after your suicide in massachusetts?
No, suicide is an exclusion where a death benefit is concerned.
Can you collect both unemployment insurance benefits and Social Security benefits at the same time in Iowa?
Yes, if you were fired or laid off you can collect unemployment & it doesn't matter if you're drawing Social Security.
If you walk off your job and still collect unemployment?
No, if you quit your job, you are no longer eligible for unemployment insurance benefits.
Can a beneficiary collect life insurance benefits after a suicide in NJ?
If the insurance policy is older than two years of contestability period, then a benefit will be paid to the beneficiary.
Can your beneficiary collect benefits from your insurance policy if you commit suicide?
Your beneficiary can collect benefits from your insurance policy if you commit suicide if, 1. Your policy provisions for payout in the event of suicide. 2. Your waiting period has been satisfied if stipulated by your insurance carrier and policy. Read your policy carefully and contact your policy carrier for assistance and clarity as it relates to your policy.
