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What else can I help you with?
May you decline employer provided health insurance?
Yes, you are allowed to refuse to be covered by the employer's plan. They may ask you for proof of coverage elsewhere, which you may or may not have. The insurance carrier wants this, in order to know that people are not dropping out for other reasons. Even if you do not have coverage elsewhere, you can still refuse to join the employer's plan.
What can you do when you received a letter of cancelation for health benefits but not one for dental benefits from the insurance company so you were unaware and now they refuse to pay dental?
Pay your bill. You, not the insurance carrier, are responsible for making sure you have active coverage and for all outstanding charges not covered.
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
What car insurance policies does Texas recommend for disabled drivers?
According to the Texas Department of Insurance "An insurance company cannot deny, refuse to renew, limit, or charge more for coverage because of your...disability, or partial disability unless the refusal, limitation, or higher rate is based on sound underwriting or actuarial principles." Since these protections are in place in TX, the state can not make a recommendation for insurance based on a disability. In general, when shopping for auto insurance, one should aim to compare the rates of as many insurance companies as possible before making a choice. The goal is to always find the lowest premium with the most coverage.
How do you lose your insurance coverage?
Most insurance companies will refuse to renew if you have had significant losses or traffic violations.
Why was you denied Insurance coverage on sleeping pills?
The insurance companies have certain rules and restrictions. They have the right to refuse policies and coverage to people on certain medication including sleeping pills.
Under what conditions can a mail carrier refuse to deliver the mail?
If a mail carrier feels that his safety is in danger the least bit, He or She can refuse delivery. This means that if a person has threatened a carrier they can refuse delivery. If a home has a loose dog they can refuse delivery if they feel the dog may bite. If a homes' porch or steps are icy or slippery they can refuse to deliver. If a dog is loose on a street that has all porch mailboxes they can refuse to set foot on the entire street. (i.e. neighbors dog could result in a person not getting mail.) Basically carriers can deliver whenever told by a boss any hour of the day or night and is required by law to deliver every letter until done even if it takes past midnite. They can only not deliver due to extreme illness or a safety issue.
Do urgent care clinics have the right to refuse treatment for lack of insurance?
State laws differ regarding if urgent care facilities can refuse coverage. Check with your states' Department of Health for the exact rules in your state
Can a mortgage company legally refuse to accept a good-faith payment on a delinquent account due to disability?
The bank can refuse a payment if it is not enough to pay the past due amount. In this case, you may need to contact your bank about payment options.
Can hobby lobby refuse health insurance if it was not accepted when first hired?
Yes. If you refuse health coverage when it is first offered (usually called the initial enrollment period) they can deny you coverage if you try to elect it later. There is usually an open enrollment period once a year where you can elect it. Also, if you have a life-change event like a marriage, loss of coverage due to divorce or loss of employment, or the birth of a child, there is usually a special enrollment period available.
Do you pay a deductible if a falling tree damages your car?
YES! But be warned it depends on what type of coverage you have. Some insurance companies will call that an "act of god" and refuse the claim even if you have full coverage, so you have to READ THE FINE PRINT.
Can insurance company make an individual sign a form releasing their protected health information?
They can't make you sign anything, but they can refuse to provide coverage.
