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The answer to that question would depend on what savings vehicle your IRA is in. If it is tied to the market I would say it is not safe. If it is with a bank you are suffering from a lack of interest. If it is in a fixed annuity it is very safe. However, what are you getting for interest? Can you move the money without taking a hit? Currently there is an IRA that pays a guarantee of 6% for 10 years. In my opinion that is wise and very safe!

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16y ago

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