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Which type of life insurance is considered to be more risky based on its investment component?
This sounds like a question on a continuing education test. That said, there are 2 types of life insurance that rely on an investment component. The most common thought of would be variable life which uses stocks to increase or decrease the cash value, The other type uses 1 or more indexes which capture gains, usually with a cap on earnings within a given year.
What else can I help you with?
What are the key differences between VNB and other types of insurance policies?
Variable universal life insurance (VUL) and other types of insurance policies differ primarily in their investment component. VUL policies allow policyholders to invest in a variety of sub-accounts, similar to mutual funds, while traditional insurance policies do not offer this investment flexibility. This means that the cash value of a VUL policy can fluctuate based on the performance of the underlying investments, whereas traditional policies offer a guaranteed cash value. Additionally, VUL policies typically have higher fees and expenses compared to traditional policies due to the investment component.
What type of services does the company SunLife Financial provide?
SunLife Financial provides to its client financial advises, planning of investment, retirement options services, investment option structuring, medical insurance with focus on dental insurance, life insurance and insurance in case of disability. SunLife Financial is based in Toronto, Canada.
What country is AXA Home insurance based in?
AXA is a global investment group that offers insurance that appeals to average consumers and to businesses. They are located in Paris, France in Europe.
how to find a good insurance company?
The Philippine Prudential Life Insurance Company is the best insurance company in the Philippines based on their assets, net worth, investment at cost, net income, and paid up capital.
What is NFU mutual in car insurance?
The National Farmers Union Mutual Insurance Society Limited(NFU) is a UK based insurance, investment, and pension composite. Meaning instead of the NFU being owned by shareholders they are owned by the policyholders.
How do you find an old insurance company named Investment Annuity Life Assurance Company Ltd?
It was based in London England in the early seventies.
What does state insurance mean?
It is an insurance company based in New Zealand. They were formally known as the State Insurance Office and the State Fire and Accident Office. State Insurance was bought by Insurance Australia Group and now is considered a subsidiary.
What kind of health insurance for senior citizens would be considered adequate and affordable?
Well for medical insurance it can be very difficult to find affordable insurance. The best thing to do is to go with the state based Medicare insurance.
What is prudential unit link?
Prudential unit link refers to a type of investment-linked insurance product offered by Prudential, where the premiums paid are allocated to various investment funds. This allows policyholders to participate in the performance of the selected investments while also providing life insurance coverage. The value of the policy fluctuates based on the performance of the underlying funds, offering potential for higher returns compared to traditional insurance products. This combination of investment and insurance features makes it appealing for individuals seeking both protection and growth.
What are the annual percentage rates for mutual funds that have matured for over 10 years?
A mutual fund isn't an investment that "matures". The returns of a mutual fund are based on the returns of its component stocks.
What is considered a low quote for commerical truck insurance?
There is no low quote it is based on the type of vehicle and its locationo and use.
What is the Dunfermline Building Society?
"The Dunfermline Building Society is based in the United Kingdom. It offers mortgages, insurance investment options, and several other options along those lines."
