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A bankcard fee is a charge imposed by a financial institution or payment processor for the use of a bankcard, such as a debit or credit card, during a transaction. These fees can include transaction fees, annual fees, or service charges associated with processing payments. Merchants may also incur fees when accepting bankcards, which can be passed on to customers in the form of higher prices. Overall, bankcard fees help cover the costs of transaction processing and fraud prevention.

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