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Joseph Kibor was born in 1972.

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What is the KIBOR?

The Karachi Inter-bank Offered Rate, or KIBOR, is the average interest rate at which term deposits are offered between prime banks in the Pakistani wholesale money market or inter-bank market.


Is kibor is interest rate or not?

KIBOR, or Karachi Interbank Offered Rate, is indeed an interest rate. It represents the average rate at which banks in Pakistan lend to one another for short-term loans. KIBOR serves as a benchmark for various lending rates in the financial market, influencing consumer and business loan rates.


What is KIBOR rate in Pakistan?

It is Karachi Inter Bank Offer Rate (KIBOR), given by specialized institution on daily, weekly, monthly and on 1, 2 and 3 yearly basis to all the commercial banks of Pakistan so that they charge interest to their customers on that basis. This rate is inflation adjusted rate and then banks by adding 2 or 3% in KIBOR rate charge their customers for their profit.


How kibor is determined?

The Karachi Interbank Offered Rate (KIBOR) is determined by taking an average of interest rates at which banks offer to lend unsecured funds to each other on a wholesale basis. The rate is calculated daily based on submissions from a panel of banks and financial institutions. KIBOR serves as a benchmark for pricing various financial products and is used as a reference rate for lending in Pakistan.


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