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Someone over 50 may be able to qualify for life insurance coverage. The chances may be good It depends on your personal situation.

Life insurers consider several factors when offering you life insurance, including your age, health, family health history, occupation, hobbies, height-to-weight ratio, smoking, medication, etc.

Depending on your health, you may be able to qualify for life insurance. You may want to compare rates for life insurance from several insurers before choosing a plan.

If you do have health problems, there are guaranteed acceptance life insurance plans available, but these will cost a lot more than fully underwritten life insurance which requires a medical exam. And, the amount of life insurance available may be limited to around $30,000.

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16y ago

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How could someone over 50 years old get life insurance?

Someone over 50 can typically still get life insurance coverage through various options such as term life insurance, whole life insurance, or guaranteed acceptance life insurance. It may involve higher premiums due to age, but it is still possible to secure coverage by applying directly with insurance companies or seeking the assistance of an insurance agent specializing in this demographic. Additionally, maintaining good health habits and having a medical exam can help in obtaining better rates.


Can you get life insurance for your grandma at 95 years old?

No. I don't think any insurance company will give a fresh insurance policy to someone that age. Most insurance company's have an upper cut-off age for policies which is around 50-60 years. Anyone above 60 years age has a very good probability of natural death and hence insurance co's wont sell policies to those people. Since your granny is 95 years old, the chances of getting a policy is 0%.


Can you get life insurance at Age 93?

No. I don't think any insurance company will give a fresh insurance policy to someone that age. Most insurance company's have an upper cut-off age for policies which is around 50-60 years. Anyone above 60 years age has a very good probability of natural death and hence insurance co's wont sell policies to those people. Since the person under consideration here is 93 years old, the chances of getting a policy is 0%.


How can one get in touch with a senior life insurance company?

You can get in touch with a senior life insurance company by visiting the Senior Life Insurance Company website. Once on the page, click on "Contact" in the top right-hand corner to bring up the information.


When was the Gerber Life Insurance Company founded?

Gerber Life Insurance Company was founded in 1967. Gerber Life Insurance Company is headquartered in White Plains, New York. It is a leading provider of juvenile life insurance.

Related Questions

What are the chances of someone over 50 and overweight getting life insurance?

depends...quite good...depends on job...are you a smoker? 70 percent. depends how you live


What are the chances of getting eczema for life?

The chances of you getting eczema for life is very slim unless you are born with it. Eczema is not a contagious disease that you can get.


How does life insurance differ from other insurance?

Getting a life insurance is a good thing to protect you and your loved ones.


What is a good source for getting a life insurance quote online?

There are a number of sources for getting a life insurance quote online. For instance, RBC Insurance, Progressive, and BMO all provide quotes for life insurance online.


How do you find out if someone had life insurance after they die?

how do i find out if tom rowntree had life insurance


What factors play into the cost of getting individual life insurance?

"Factors that play into the cost of getting individual life insurance are your age, health, average amount of money you make, who you're getting life insurance for and how risky you live."


What is it called when someone buys life insurance on someone else?

On whose life, policy is purchased, he/she is called 'Life Assured', whereas the former is called the 'Proposer' in a life insurance policy.


Can you find out if someone has life insurance on you?

I don't think so. Typically life insurance policies are taken by people for themselves or for their family members. The person who has taken the policy is the only one with whom the insurance company will interact. So, the chances that some random individual has taken a policy on your name are pretty slim and even if they have, the insurance co will not share details with you.


What is so great about Instant life insurance?

Instant life insurance refers to fast, pre approved insurance policies. This is good for someone who is on time constraints and needs life insurance.


Why is a life insurance license important?

The only reason someone needs a life insurance license or certification is to be able to sell this type of insurance.


How can someone with a disability get the best rates for life insurance?

Yes, disabled people can get the best rates for life insurance.


When adult children refuse to buy life insurance can their parents purchase it for them without the childrens knowledge?

Life Insurance cannot be purchased on someone that is not aware. They do have to sign paperwork and the beneficiary must have a insurable interest. This prevents anyone from taking out insurance on someone and signing themselves as the beneficiary. When the child is concidered an Adult, they are responsible for getting their own. Unfortunately this is the case.