0
What is the difference between tranferring and ambulating in regards to Long Term Care insurance coverage of ADLs?
Both refers to the mobility of a patient. Ambulating refers to the ability to walk or move around, while transferring is the ability to move to a different place. With reference to the activities of daily living, if you are still able to walk and move around (ambulate) but needs assistance, and when you need to go to a place (transfer), like going to the bathroom, and you are not able to walk anymore so you might need a certain kind of lift to transfer you from one place to another. If you are no longer able to perform two or three activitites of daily living like ambulating and transferring, then you are subject to long term care services
What else can I help you with?
Where can one apply for seniors insurance?
One can apply for seniors insurance through insurance companies, insurance brokers, or government programs that offer insurance coverage for seniors. It is advisable to compare quotes from different sources to find the best coverage that meets the individual's needs.
Where can one purchase life insurance for seniors?
One can purchase life insurance for seniors at almost any insurance-based companies. Some insurance companies that offer a such plan is American Family Insurance. They are based out of Wisconsin and have been in business for several years!
How much is insurance on a newborn?
Will depend on the type of insurance, and the amount. Term life insurance is a different cost (cheaper) than whole life. The greater the amount of insurance, the higher the premium. Premiums for insurance also vary by state, sex of child, age, and health. A small policy $5,000 for a baby boy is ABOUT $3 a month.
Is gerber life insurance expensive?
Gerber Life Insurance typically offers affordable coverage options, particularly for children and young adults. Premium rates can vary based on factors such as age, coverage amount, and health status. It's best to get a personalized quote to determine the cost for your specific situation.
Can you get life insurance for a 93 year old?
It may be difficult to obtain life insurance for a 93-year-old due to their age and potential health risks. Insurance companies typically have age limits for new policies, and premiums may be very high or coverage options limited for individuals in this age bracket. It's recommended to consult with insurance providers to explore available options.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
What is the difference between minimum and full coverage with auto insurance?
Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.
What is the difference between a warranty and insurance?
the difference between a warranty and insurance, is a warranty is when you can return it to either get another or to just return it. insurance is when you have coverage over the object or living being.
What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
Are you liable for the difference in insurance if your son lives with you but has his own insurance but the coverage is not as great he is over 21?
No, He is of legal age and is responsble for his own finances and insurance.
What is the difference in broad coverage homeowners insurance and other types of home insurance?
Home insurance, also commonly called hazard insurance or homeowners insurance (often ... or loss of other personal possessions of the homeowner, ... 1.1 History; 1.2 Types of policies; 1.3 Coverage rates; 1.4 Classes of coverage ... HO2 – Broad Homeowner Policy: A more advanced form that provides coverage on a home
What is the difference between full coverage and third party auto insurance?
Third party insurance only covers the property of the other person(s) involved in an accident, not your car. Full coverage insurance (or comprehensive insurance) also covers your car if you damage it.
What is the difference between insurance binder and insurance quote?
An insurance binder is a temporary proof of insurance issued by an insurer until a formal policy is issued. It provides immediate coverage until the policy is finalized. An insurance quote is an estimate of the premium cost for insurance coverage based on the information provided by the insured, but it is not a guarantee of coverage until a policy is officially issued.
What are the key differences between drivers insurance and car insurance, and how do they impact coverage and premiums?
Drivers insurance typically refers to insurance coverage that is specific to an individual driver, such as personal injury protection or uninsured motorist coverage. Car insurance, on the other hand, refers to coverage for the vehicle itself, including liability, collision, and comprehensive coverage. The key difference is that drivers insurance focuses on the driver's protection, while car insurance focuses on the vehicle's protection. These differences can impact coverage and premiums by determining which aspects of an accident or incident are covered and how much coverage is provided for each. Premiums may vary based on the level of coverage needed for both the driver and the vehicle.
What is the difference between liability and collision coverage in auto insurance?
Liability coverage in auto insurance helps pay for damages and injuries you cause to others in an accident, while collision coverage helps pay for damages to your own vehicle in a crash, regardless of fault.
What is the difference between voluntary insurance?
Voluntary insurance is optional and typically offered by employers to employees to supplement their core benefits. It allows employees to choose additional coverage based on their individual needs. In contrast, mandatory insurance is required by law or an employer, and employees must participate in the coverage provided.
What is the difference between regular and short term health insurance?
The difference between regular and short term health insurance is mainly the price. The price for short term health insurance is lower than regular health insurance while have exteremely similar coverage. In addition, short term health insurance is much maor flexable than regular health insurance as it allows you to choose how long oyu would like your coverage.
