You probably won't get any protection/relief for that. First, overpayments and amounts due to most governmental agencies are given a very high priority. Second, and more importantly, is that under almost any instance of you receiving unemployment that you weren't supposed to, it is because of your filing a claim that you weren't alllowed to, or hiding your current employment of such, all of which to collect you swore something different, and is actually able to be pursued as a fraud and crime. The agency is giving you a break allowing you to make it good. Illegal acts, like fraudulently getting UI, are not going to get any protection by the BK court.
The State of Michigan can only offset your federal refund, if they say the overpayment was due to misrepensentation or fraud. In this case you will need to contact a Bankruptcy Lawyer to help.
I've had an unemployment overpayment in Iowa for nearly 10 years and have never had any of my wages garnished.
No one can answer that except the Unemployment Commission.
Yes, you are not required to be unemployed to declare bankruptcy.
how can I stop a wage garnishment
If you were over paid by unemployment can that affect your social security benefits at all
No
No, monies owed pertaining to public benefits either federal or state are not dischargeable under bankruptcy laws.
You can declare bankruptcy due to credit card debts, yes.
You can declare Chapter 7 bankruptcy once every 8 years.
It is necessary to declare bankruptcy when a person cannot afford to continue paying for bills and other things they need. A person may declare bankruptcy if their business is not making any money.
The state can't take overpayment of unemployment benefits from a Federal tax refund. Some states have provisions to deduct such from the state tax refund of their state. Most states will take a percentage of future unemployment benefits to pay off unemployment compensation overpayment.