answersLogoWhite

0

You only have to have it for employes, if you have above the req'd no and they are not subcontractors or 1099.

User Avatar

Wiki User

12y ago

What else can I help you with?

Related Questions

My son and me are going to start a small business with no employees do we need workers comp ins?

Let it be said first that workers compemsation is for your protection and benefit. There are ways around workers compensation. Depending on the business you will need insurance coverage & or Workers comp. In the state of FL you can have your workers sign a form that they are exempt from the benefits of workers comp because they "opt out." Another perk here in FL is that you only need workers comp if you have a cumulative amount of hours on a particular employee. Also, in Fl it is not required that the princal owners on paper of the company be counted as insured. Depending on what state you live in there are of course different laws. The best bet is to just be up front and ask your insurance rep what the current laws are. Ask him about these exemptions and he should be able to direct you further.


Do you need workmans comp insurance for a concession stand if employee 13 years of age?

You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insurance. ...plus, the venue, whether a city owned street, school or music venue SHOULD require that you carry the coverage on yourself to ensure you don't allege to be its employee if you suffer an injury.


What was most often the role of the government in disputes between workers and business owners?

It supported business owners. -apex


What was the most often the role of government in disputes between workers and business owners?

It supported business owners. -apex


Which is true of the struggle of labor unions to obtain workers rights?

In disputes between workers and business owners, government often supported owners


Why did southern criticize northern business owners?

White people in the south were very critical of northern business owners. Their main criticism of the northern business owners was the poor way that they treated their workers.


What did the southern whites criticized northern business owners for?

not caring for their workers


How many business owners are there in the US?

an estimate of around 30,000 business advertisement workers are in the u.s.


What was the relationship between business owners workers and the government?

The government is on the side of the owners, the capitalist class.


If you get hurt leaving work is that workers comp?

if you are off work and leaving and get hurt is that workers comp


How do you spell workers' comp?

workers' compensation


Is worker's comp needed for a home business that employs immediate family members?

Small business, like any other business, must follow the laws concerning those businesses and that also pertains to workers comp insurance. Even though they are related to you, if you hire family members as employees of your business (with the standard benefits and pay as an other of your employees), I believe you must also pay workers comp for them. I am not an attorney, so I don't know for sure and suggest you consult professional advice. If they get injured on the job, you'll be glad you do and so will they. Taking chances such as skimping on workers comp insurance is just bad business and you'll probably sleep better knowing your business is protected.