Does workmens comp cover you when going to or coming home from work?

Answer 1

It may if you are driving a company vehicle and are on company time. However, if you are driving your own vehicle and are simply going to or coming home from work, the only coverage you have is your vehicle insurance.

Answer 2

It would depend on whether this travel was a normal commute or if the employer requested for the travel. If it was normal travel to and from work this would be an individuals responsibility as the employer is not required to get an employee to the place of work and therefore not responsible for events happening during this travel.

Answer 3

I can't think of a case in which you would be covered in your car going home from work, unless it's in the parking lot of your work and there was some unsafe quality of the parking lot - even then, cases of safe ingress and egress (entering and exiting) are tough to win. A good test for this kind of question is whether your employer has any control of the conditions or reasons for your travel - you're going home because you want to, not because it necessarily benefits the employer for you to go home. The answer would be different if you were going to the bank or office supply store, etc. for your work.