As the person being paid to hire subcontractors you are acting as an *agent* for the actions of the workers you hired. Though the owner is paying the subcontractors individually, if you are overseeing their actions you are likely liable for any actions they undertake. This is especially true if the subs pay you any money for having gotten them the work. All that has to be established is that you were paid to get others to do the work.
Texas is the only voluntary Comp state. But employers remain liable for the workers' injuries AND should opt out correctly - according to the state rules, filing their decision with the state and posting the proper notice to employees and to subcontractors who lack coverage. Why subcontractors who lack coverage? Because employers are liable to them too. Employers in all states need to realize they remain liable if they don't have coverage, that their employees and their employees' families can sue them - and in most states, subcontractors and their families can sue too.
Yes. A subcontractor has the responsibility to pay any taxes due on the amount he is paid for a job.
The bank will be liable for the successful project execution
Yes.
Yes - and even if your state has an exemption for you because you have less than a certain number of employees or subcontractors, you remain liable even if you don't have Workers Comp insurance.
Texas is the only voluntary Comp state. But employers remain liable for the workers' injuries and should opt out correctly if they choose to opt out - according to the state rules, filing their decision with the state and posting the proper notice to employees. Employers in all states need to realize they remain liable if they don't have coverage, and that their employees and their employees' families can sue them. Employees includes subcontractors, whether you're a homeowner using uninsured subcontractors or a large corporation.
no , you are stuck with what you get
Only the business can be held liable, not the individual.
An individual who purchases a vehicle jointly with a Buyer, and is jointly liable for repayment of the loan.
Texas is the only voluntary Comp state. But employers and general contractors remain liable for the workers' injuries (including subcontractors who lack Workers' Comp coverage) and should opt out correctly - according to the state rules, filing their decision with the state and posting the proper notice to employees & subcontractors. Employers in all states need to realize they remain liable if they don't have coverage, and that their employees and their employees' families can sue them. An alternative to Workers Comp for subcontractors (and employees who opt out of Workers' Comp) is Occupational Accident - especially if paired with Contingent Liability (contractors only - not employees), it can be cheaper than Comp and can in many ways provide even better coverage. It's not the same, though, and the Occupational Accident and Contingent Liability policies need to be compared closely.
an individual can not be held liable for crimes committed by their partner, as long as there was no agreement to commit the crime, or participation in the crime on the individuals behalf
depending on where an individual is socio-economically they are more liable to committing crimes...