If your medical bills have been turned over to collections and they asked you to write them a hardship letter to explain your situation and you are unemployed and cannot pay what can you do?

Answer 1

One answer:You can hire a personal health advocate. These are people that specialize in exactly your situation. Usually registered nurses, backed by doctors, benefits and insurance experts, they can do all the work for you to get this straightened out. They charge by the hour but will also review your case for free, tell you if they can help you, and then give you an estimate on what it will cost. Plus they can resolve issues in record time versus what it would normally take the average person.

Another answer:

Creditors cannot garnish unemployment benefits. Write them the hardship letter they ask for and be honest and forthright with them. Many are in the same situation your are, so you're not alone. Locally you may have legal aid societies, counselors, etc. that help people who are "up against the wall". They can give you good advice.