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Because the long term disability benefits are probably better than the unemployment ones and because you can't collect both and you can claim unemployment only for a base period of 15 months, you may not have a better choice, but it's being made for you.

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I think you should check in with the EEOC, since your rights as an employee may be an issue. In any case, unemployment can take several weeks to work through the process, so applying a month before the end of long term disability would make sense. How much you will receive will be dependent on the number of quarters you worked...best check it out so you have all the good information.

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15y ago

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