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Is your neighbor who has a valid drivers license insured while driving your insured car?
No, your neighbor is not a covered driver under your Auto Policy. The good news is that any accident your neighbor has while driving your vehicle would be covered because "you", the policy holder are covered for any liabilities that may arise out of the ownership or operation of the scheduled vehicle. including liabilities that may arise when you loan the car to another person.
If you loaned it to your neighbor and had no insurance, the neighbor would have to seek coverage from his own auto insurance policy. The liability portion of your auto insurance follows "the driver" to another vehicle as secondary coverage.
Other answersYes, as long as you have given permission to the neighbor to drive your car he is insured whilst driving a car, because the insurance is on the vehicle and not the person.
In case of an accident which involves your car, the vehicle damage portion will be definitely on your insurance policy. Thus your insurance cost will increase. Secondly, if the neighbor does not have an insurance policy than your car insurance policy will also be responsible for the liability damages if any - i.e. if some third party files a suit.
What else can I help you with?
Can you have a car in your name with no license but some else driving it with a license and insured on it too?
Some insurance companies will allow the named insured to be excluded depending on the reason. The policy would need to be in your name if the vehicle is in your name. Any drivers must be listed as drivers on the policy but not as the insured.
Can the state Florida suspend your drivers license if you have no auto insurance?
If you are caught driving an un-insured car: YES
Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
How old do you have to be to get your drivers license?
You have to be 16 to get your driving license.
How old do you have to be to buy car insurance?
As long as you have a valid drivers license, you can be insured.
Do you have to have insurance to reinstate your license?
Only VEHICLES are required to be insured, not individual drivers.
Can you buy a car with temporary drivers license?
Yes you can buy a car with a temporary drivers license. You have to be able to get your car insured and show proof of insurance.
Driving or operating a watercraft under the influence does not impact your drivers license?
Driving or operating a watercraft under the influence can impact your drivers license.
How do you get a drivers license in Portugal?
see the sample Portugal driving license
If you are insured but dont have a license will dmv find out?
Do you mean , If you are insured and dont have a license, and you drive? If that is the question, that you are driving without a license you will get in serious trouble, you could be in a license check going down the highway, or be in an accident, you have to have a license to drive legally.
Can you get a no insurance ticket for car if your drivers license is insured?
You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.
Where can you purchase insurance without a drivers license?
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
