Insurance

Health Maintenance Organization

HMO stands for Health Maintance Organization. Basically an HMO lets you go to a small group of doctors and hospitals. But, if you go anywhere else you have NO COVERAGE.

Piece-work employees

decreasing term insurance...

premium

disability insurance.....

The beneficiary designated on the policy application is the recipient. Usually, a secondary ("contingent") beneficiary is also named in the event that the primary beneficiary dies before the insured.

The estate of the deceased can also be the beneficiary if it is named as such or if there are no named beneficiaries or if all of them die before the insured. In that event, the insurance proceeds become a part of the estate and are distributed according to the insured's Last Will and Testament. If the insured dies without a Will, the estate, including the insurance proceeds, pass according to state law according to the laws of intestate succession.

It is usually the most expensive healthcare choice but offers the most flexibility.

under this type of policy, the insured pays premiums for his or her entire life :)

thankkk emery.s (;

This life insurance policy has two different types of death benefits.

whole life insurance...

Knowing the difference will allow you to develop a realistic budget based upon your take-home pay.

Accidental Death or Dismemberment

did you know people eat toilet paper in prison so they wont starve..........

They cover the cost of services for a person living in a nursing home or in an assisted living facility.

There are three types annuities including fixed, indexed, and variable.

indexed! :)

hourly employees

Commissioned employees

Variable Annuity Calculator

Contributing to a Variable Annuity creates long term tax-deferred growth. Use this calculator to see how a Variable Annuity might fit into your retirement plan.