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Yes, short-term disability claims can be denied if the applicant has a pre-existing condition, depending on the specific terms of the policy. Many short-term disability insurance policies have clauses that exclude coverage for conditions that were diagnosed or treated within a certain time frame before the policy began. It's important to review the policy details and consult with the insurance provider to understand the implications of pre-existing conditions on coverage.
What else can I help you with?
Can you be denied for short term disability insurance?
Yes
Can I get short term disability while I'm pregnant?
Yes, you can get short term disability while you are pregnant. It will cover you for accidents and illnesses that cause you to miss work. Your future pregnancies will be covered, however your current pregnancy will be considered a pre-existing condition.
Can you collect short term disability from Missouri while on maternity leave?
Missouri does not have a mandated short term disability program. Your best bet is to apply preconception for individual short term disability insurance. Your maternity leave will be a covered benefit.
Are you eligible for disability leave if you start a new job when six months pregnant and will only work 10 weeks before you take off?
The answer depends on when your coverage became effective. Most plans are effective after a time frame (ex: the 1st month following your date of hire, etc.). In order to be eligible your coverage would have to be effective while you are still working and prior to going out. Secondly, it would also depend if your plan has a pre-existing condition limitation. If the answer is yes, your claim would be denied because your condition obviously occured during the pre-ex period. Chances are, there will not be a pre-existing condition limitation in the policy - these are rare in Short Term Disability policies.
If workers' comp denies your claim and you are restricted physicially can you apply for short-term disability once your wc claim is denied?
I don't see why not.
If you are pregnant but haven't gone to the doctor yet is it to late to sign up for short term disability?
You are probably too late. Most short term disability polices contain an exclusion for normal delivery during the first 9 - 10 months of the policy effective date. Pregnancy is considered a pre-existing condition. It would be insurance fraud to lie on the application.
If you have been denied Workmans comp and your short term disability benefits can you file for unemployment in Kentucky?
Because Workers Comp and disability are health issues, you can file for unemployment, but you have to qualify for them under Kentucky's laws like everyone else.
Do you have to file state disability first to get short term disability?
yes you do have to file state disability in order to get short term disability.
Can benefits be denied if you became pregnant 55 days before the effective date of short term disability insurance that permits denial of benefits for a condition treated in the prior 90 days?
Sounds like it could. What is definition of a condition treated? Just because one is pregnant doesn't mean that you know you are. Is this policy provided under State Disability Insurance, a Group plan or individual? as maternity can't be excluded under a group policy - need to check if that includes disability or just medical. Most short term disability policies include an exclusion for normal birth within the first nine months of the policy effective date. So unless your baby is delivered really late, you will not qualify for a benefit.
If already reviewed approved and receiving short term disability benefits how can long term disability be denied only because they consider the problem to be pre-existing?
If Long Term Disabilty is denying you because on the date of the claim you were in the pre-x period then it would be forever. When the pre-x time is over - then it would cover a NEW claim. Not a pending one. Check YOUR actual policy for exact details. For more information www.SteveShorr.com/disability.htm
Is dwarfism a disability?
No, there is not disability for just someone that is short. If the short person has a medical problem, they may qualify for disability.
Can you attend a sporting event while on short term disability?
If your disability does not impair you from attending such event, there is no reason why you should not attend. Attending any sporting event does not affect your rights to receive short-term disability benefits. If your health condition has improved, your attending physician will be able to decide if you are able to work or still considered disabled.
