Disability insurance can be for a variety of reasons and most are unrelated to your ability to have LASIK eye surgery. If you are visually disabled then it is unlikely that LASIK would be a suitable treatment.
Loan disability insurance provides financial protection by covering loan payments in the event of a disability that prevents the borrower from working. This can help prevent financial hardship and protect credit ratings.
If you are having a problem getting funds from them for your disability then you may need a lawyer. Otherwise you may not.
Credit life and disability insurance provide financial protection by covering loan payments in the event of death or disability. This can help prevent financial strain on loved ones and ensure that debts are paid off.
You can find health international insurance for people having a disability at HealthCareInternational. There is a free 10 day money-back-guarantee if you register.
That depends on what the disability is.
In Disability Insurance, Assignment of benefits is needed when a lender (for a mortgage or loan) requires a guarantee of repayment, by assigning a disability insurance policy benefits (total or partial) to be paid to the lender if due to an illness or accident you lost your income and can't pay back the loan.Of course, this underlines the importance of having disability insurance to pay for all your expenses in case you lose your income due to any health reasons.
A guaranteed renewable disability insurance policy guarantees that you can renew it; in other words, in the event that you do become disabled, and you are collecting disability payments under your policy, they are not going to tell you that since you are disabled, you do not qualify to renew the policy (which, of course, would entirely defeat the purpose of having bought the insurance in the first place, which is to protect yourself from financial hardship in the event that you become disabled).
yes but he is having surgury then he'll come back.
If the Nystagmus condition this person has is severe enough, then yes they can qualify for Disability benefits. However it is not the simple fact of having Nystagmus that will enable them to receive Disability benefits.Disability insurance companies and Social Security disability do not look at the specific condition a claimant has, but more so the effect this condition has on the person's ability to work. Disability insurance will only pay benefits when a person is prevented from working due to an illness or injury.Therefore, if the Nystagmus prevents a person from being able to work, then depending on the Disability insurance policy they have, there is a good chance they can qualify for benefits. If the Nystagmus causes does not prevent the person from being able to work, then they will not be eligible for benefits.
Disability insurance protects a person's ability to work and earn an income. If a person is already retired, than they are no longer working or earning an income, which leaves no income to insure. In retirement there is a type of coverage called Long-Term Care insurance, which should be considered instead. This type of coverage is very similar to disability insurance, only rather than protecting one's ability to work and earn an income, it protects a person's assets and savings. It shifts the risk of having to pay for long-term care from the individual to the insurance company.
Credit disability insurance for auto loans provides benefits such as covering loan payments if the borrower becomes disabled and unable to work, protecting credit scores by ensuring timely payments, and offering peace of mind by reducing financial stress during difficult times.
No you can't. I'm having the same problem! In Michigan the Secretary of State requires a vehicle to be insured before you can register it but my insurance company requires the vehicle be registered in my name before they will insure it!