If they are spreading they could be jock itch, even in females
IT can be a jock itch.
See your vet immediately
freckles
Tinea versicolor
~Uh Chickin Pocks~ ~Uh Chickin Pocks~
No, the spots on the lady bug do not tell age.
The number of spots is dependent on the species - there are several species of ladybugs - and not the age. They stay the same number of spots their whole Life.
True age spots are harmless, but they can look like cancerous growth.
Patient's Guide to Age Spots is a dermatologist reviewed resource on age spots, sun spots, liver spots, treatment, removal, and other types of sun damage to the skin.
If the spots did not appear when you were born, they probably developed because your skin, like all of your organs, evolves over time, changes as you age.
What is four red spots on stomach different sizes, that don't itch?