0
Does homeowners insurance cover damage to your home and property from a bacteriostatic treatment used in a humidifier?
Probably not - for two reasons. Most homeowners policies exclude any type of micro-biological damage because they are natural and cannot be controlled. The second reason is that if the homeowner knowingly introduces these organisms into their home, then it would be considered intentional and the damage would not be covered to any greater extent than a wall damaged by the owner's fist.
That being said, however, if the release was due to failure of the unit, then you might very well be covered.
What else can I help you with?
What is bacteriostatic?
Well, sweetheart, bacteriostatic means it inhibits the growth of bacteria without killing them. It's like putting those little buggers on pause without hitting the stop button. So, next time you want to slow down those pesky bacteria, just whip out something bacteriostatic and watch them squirm.
Can you sue your own homeowners liability insurance?
NO, of course not. It is not possible to liable to ones self. Your homeowners Liability coverage will pay the cost of defending you in court if someone brings a suit against you. It would also pay for certain judgements won against you should the court find you liable. In order to file suit against your own homeowners liability insurance you would basically have to sue yourself. I'm sure that any judge would throw the case out just before he orders you to seek psychiatric treatment.
What is the purpose for having life insurance?
the purpose in having life insurance is if you have a heart attack or anything like cancer if you have life insurance then you don't need to pay for the treatment , you get to have treatment right away because your insurance pays for the treatment
Can a hospital refuse treatment based on recent cancel insurance?
A hospital is obligated to treat you. However, the cost of the treatment will increase if you cancelled your insurance.
What are the best humidifiers and dehumidifiers for asthmatics?
A humidifier and de-humidifier are not the same type of appliances. Each serves a different purpose and should be used judiciously in the treatment of respiratory problems. Discuss this with your physician and ask for recommendations of what type machine to buy for a room or for all-house coverage.
What treatment exists for patients with bronchiolitis?
The degree of respiratory distress determines treatment. Individuals with mild symptoms are treated as if they have a cold with rest, fluids, and a cool air humidifier. Babies who are struggling to breathe may hospitalized and given.
What statements describes a situation in which people have to pay a deductible?
A deductible is the amount an insured person must pay out of pocket before their insurance coverage kicks in. For example, if someone has a health insurance plan with a $1,000 deductible, they must cover the first $1,000 of their medical expenses themselves before the insurance company starts to pay for any additional costs. This situation often arises in medical treatment, auto insurance claims, or homeowners insurance, where individuals are responsible for a specified amount before benefits are activated.
Are drug treatment programs covered by health insurance policies?
There are select drug treatment programs that covered by the average health insurance plan. Many drug treatment programs are funded by the government and are free to attend.
Is mesothelioma treatment covered by most insurances?
Most insurance copanies will cover mesothelioma treatment
What has the author Melvin Irvin White written?
Melvin Irvin White has written: 'Horizontal inequality in the Federal income tax treatment of homeowners and tenants' -- subject(s): Homeowners, Income tax deductions, Taxation
Is alcohol treatment center stay covered by health insurance policies?
Your insurance provider can help you with that information. Whether treatment is covered, and to what extent, depends on the health insurance policy. Before seeking treatment, you and your wife should know what benefits you have and what out-of-pocket expenses are involved. You'll find a toll-free number on your insurance card that you can call for assistance.
What can I do when a health care insurance refuses to give treatment?
You may want to contact your health insurance business office and find out the reason for the refusal to pay for treatment. Each insurance company has their own rules and regulations regarding what they will cover.
