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Yes, in most states pregnancy is considered a pre-existing medical condition, and applicants for individual or family health insurance can be declined coverage if they're currently pregnant. In addition, some states allow health insurance companies to include clauses in newly issued policies that prevent them from being liable for any costs resulting from a pregnancy that occurs within the first year of coverage.
What else can I help you with?
What is in other words of preexisting pregnancy?
pregnancy
Is it harder to get pregnant with thyroids?
A thyroid condition can present some challenges when a woman is trying to get pregnant. However if a woman's doctor(s) are aware of her preexisting thyroid condition going into pregnancy, this will aid in the management of the condition during pregnancy and postpartum.
Is a dislocated shoulder a preexisting condition?
If your shoulder commonly comes out of its socket, then it is a preexisting condition. If it is the first time you have dislocated your shoulder or if you have never dislocated your shoulder, then it is not a preexisting condition.
Does there have to be a diagnosis to be considered a preexisting condition?
According to my insurance company if you have seen a doctor about the condition it is preexisting.
Is asthma considered a preexisting condition?
It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.
Is pregnancy preexisting in group health insurance?
Only if the pregnancy began before the insurance policy.
Is prematurity considered a preexisting condition?
yes
Coding a condition as primary when the majority of the treatment is for a preexisting condition?
illegal
Is tonsilitis a preexisting condition?
Yes, tonsillitis can be considered a preexisting condition if a person had the condition before seeking medical insurance or treatment. Insurers may classify it as such when assessing coverage or premiums.
Would a complete knee replacement be preexisting condition?
Yes. In order to have a knee replacement done you must first have a significant amount of damage to the knee joint. That is your preexisting condition. The knee replacement itself was done to replace the damaged joint and may or may not be considered a preexisting condition.
Is pregnancy considered a preexisting condition if the person purchased insurance after they were pregnant?
Yes, pregnancy is generally considered a preexisting condition if a person purchases health insurance after becoming pregnant. Insurance companies typically do not cover maternity-related costs for conditions that existed prior to the start of the policy. However, under the Affordable Care Act in the U.S., health insurance plans cannot deny coverage or charge higher premiums based on pregnancy status if the individual enrolls during an open enrollment period.
Is pregnancy a preexisting condition if she was insured before she became pregnant?
Yes, pregnancy is generally considered a preexisting condition, but this classification can vary based on the health insurance policy and local regulations. In the U.S., under the Affordable Care Act, insurance companies cannot deny coverage or charge higher premiums based on pregnancy status, as it is treated as an essential health benefit. However, specific terms may differ in other countries or under different plans, so it’s important to review the individual insurance policy.
