For information, resources and related links go The National Council On Disability (NCD)
If you already have a policy you can look at the terms and conditions section of the policy and see what causes of injury or illness are covered by the policy. Also, check the exclusions section to see if Bipolar disorder is excluded from coverage.
Review the options for disability coverage and if the information for the specific plan you want does not indicate whether there is coverage for bipolar disorder, then ask the insurance company and get their response in writing.
Some insurance companies do not provide disability coverage for pre-existing conditions. do you have other illness seeking medical help for/is it DLA ? You are asking about depending on the severity of your health illness you may well be entitled to this. Approach your G.P. Take it from there
More input from FAQ Farmers:
To provide a direct response, the answer is yes. There are many mental illnesses that can prevent a person from being capable of working and therefore eligible for disability benefits.
To determine whether a mental illness would qualify you for SSD benefits is almost impossible. It is said that in order to qualify for SSD benefits, there needs to be a strong indication that your inability to work will be ongoing for many years. As stated in the previous response, you can visit the SS website to learn more.
Regarding group or individual disability insurance policies, yes you are able to receive benefits for mental illnesses. With group coverage and many of the individual policies available in today's market place, you will see that these benefits are limited to a 24-month, lifetime benefit period. There are few companies that still offer benefits on mental illness claims for the contract's full benefit period. Additionally, mental illness can be excluded from an individual contract if it is/was an already existing condition. If you are asking this because you have an existing policy, check your contract to see if an exclusion was added. If you are asking this because you are in the market for a policy, you should know that pre-existing conditions will warrant any insurance company to exclude these benefits from your coverage.
no. dyslexia is not the same as mental retardation.
Intellectual Disability...............
hmm, not many really. mental retardation is different to mental illness. e.g. serebal paulsey can effect the brain but is mainly physical, so is considered a disability and mental retadation which needs a wheelchair. but e.g. bipolar which is a mental illness isn't physical.
mental illness
If you were fired because of mental illness, then you should collect disability insurance, rather than unemployment insurance, and it lasts much longer.
no
Virtually all psychologists in the 1950's considered homosexuality a mental illness. It wasn't removed from the list of mental illnesses in the US until 1973.Virtually all psychologists in the 1950's considered homosexuality a mental illness. It wasn't removed from the list of mental illnesses in the US until 1973.
In the U.S., student loans are typically not dischargeable due to mental illness. However, borrowers with disabilities, including some mental illnesses, may be eligible for loan discharge or forgiveness through programs like Total and Permanent Disability Discharge. It's essential to contact your loan servicer or a financial counselor for specific guidance.
Most single-word descriptions of mental disability are considered to be insulting in various degrees. There are words that refer to particular forms of mental disability, illness or disease. However, some of the phrases normally used in polite society in the first part of the twenty-first century are: mentally challenged, mentally impaired, learning disabled, speech or language impaired
Stigma associated with chronic illness and disability:
Yes, it is considered an abnormal condition of mental ill-health and is listed in the International Classification of Diseases as 302.1 and is universally considered a mental disease by doctors.
Pamela A. Warren has written: 'Behavioral health disability' -- subject(s): Disability Evaluation, Psychology, Evidence-based medicine, Disabilities, People with mental disabilities, Mental Health Services, Mental illness, Therapy, Treatment, Psychological aspects, Services for, Mental health services, Mental Disorders, Mentally Ill Persons, Prevention & control