"Smart" is a vague term, as some very educated people make very poor choices. Even so, I think anyone with a reasonable amount of intelligence fears that our education system is not up to par for future generations to develop the skills they need to compete in an ever more technologically-based work place. Too, those who lack education are statistically more likely to commit crimes, which is a substantial cost to all of us, both monetarily and sociologically.
Tinyophobia
The irrational fear is called a phobia; the experience or object that triggers a phobia could be called a phobic experience or object.
The fear of being around people is called social anxiety or social phobia. It is characterized by feelings of fear, nervousness, or discomfort in social situations.
Androchaetophobia is the fear of hairy men. Chaetophobia is the fear of hairy people. Androphobia is the fear of men.
Althaiophobia is fear of marshmallow'sAlthaiophobia~fear of marshmellow's
I Think its called xenophobia xenophobia is the fear of people you do don't know
The phobia of mascots is called masklophobia. It is a specific phobia characterized by an irrational fear or aversion towards people in costumes or mascot outfits.
Mud Phobia is the phobia (fear) of mud. Its called mysophobia, myso meaning mud and phobia meaning fear.
There is no medical term or phobia name for the fear of immigrants.However a similar phobia called Xenophobia is the fear of foreigners.
The phobia name for the fear of the unknown is called Xenophobia.
The fear of someone watching you is called Anatidaephobia.
If failing is your fear the name for the failing phobia (phobia mean fear) is atychiphobia.