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Why are debt counselors able to talk with your creditors and get your monthly payments reduced and you can't?
It is the debt counselor's job to notify the creditors that if you choose to sign up for debt management plans and that you are very serious about getting out of debt. They are professionals. They know what compromises creditors will agree to and they know that creditors are likely to accept a partial payment rather than no payment or suing a debtor who has no money. Credit counselors also have contacts and know how to access the right people.
What else can I help you with?
Identify the travel card policy that will enable him to make monthly payments?
Reduced payment plan
Debt Consolidation from Non Profit Organizations?
Debt consolidation can be resolved not only with debt consolidation loans, but through the use of debt consolidation organizations. These organizations will come to an agreement with your creditors, and allow you to make all your payments to the organization rather than your creditors. Generally, you will be able to get your monthly payments reduced to something that you can afford, and you might get your interest rates reduced as well. It is important to realize, however, that just because a debt consolidation organization is non profit, this doesn't meant that they won't charge fees or take a percentage of your payments to remain in operation.
Which travel card policy will enable you to make monthly payments to the GTCC vendor and thus avoid salary deduction?
Reduced Payment Plan
Will the monthly rate drop if a principle payment is made?
Yes it will or the number of payments will get reduced. Its always a good idea to pay of the principal payment as quickly as you can
Identify the travel card policy that will enable him to make monthly payments to the gtcc vendor and thus avoid salary deduction?
Reduced payment plan
What happens to the money you did pay to chapter 13 trustee and could not keep up payments?
They are considered "lost", you will not get that money back, but your debt to the individual creditors will be reduced by what they had received in 13 BK.
How can I refinance my older car to potentially lower my monthly payments and interest rate?
To refinance your older car and potentially lower your monthly payments and interest rate, you can start by researching different lenders and comparing their offers. Once you find a suitable option, you can apply for a new loan to pay off your existing car loan. If approved, the new loan may have a lower interest rate and more favorable terms, resulting in reduced monthly payments.
What are the benefits of mortgage refinancing programs?
Mortgage refinancing programs can offer benefits such as lower interest rates, reduced monthly payments, access to equity, and the ability to consolidate debt.
What age can you start collecting CPP?
You can start collecting Canada Pension Plan (CPP) benefits as early as age 60. However, if you choose to take your CPP early, your monthly payments will be reduced. The standard age for receiving full CPP benefits is 65, and you can also choose to delay your benefits until age 70, which will increase your monthly payments.
After buying a house what is the best time refinance house to lower the monthly payment?
The best time is when you can qualify for a rate that will actually reduce your monthly payments enough and make up for the costs associated with the refinance. Often the mortgagors find their payments have not been reduced substantially and when you add the closing costs a refinance is often not profitable. You need to do your own research and your own math.
What are the benefits of mortgage refinance programs?
Mortgage refinance programs can offer benefits such as lower interest rates, reduced monthly payments, shorter loan terms, and the ability to tap into home equity for cash.
What is full Retirement age born in 1964?
The full retirement age for individuals born in 1964 is 67 years old. This means that they can begin receiving their full Social Security benefits when they reach that age. If they choose to start benefits earlier, at age 62, their monthly payments will be reduced. Conversely, delaying benefits past age 67 can result in higher monthly payments.
