The assets of the decedent are subject to the debts of the estate. The debts must be paid before distribution to any beneficiary. The hospital shold be notified that the decedent owned vehicles in case it wants to take possession and sell them to satisfy the hospital bill.
File a claim with both companies. The companies will pat what they are supposed to pay.
If the car that hit you had no insurance, it is the duty of the Traffic and Motor Vehicles Department to penalize the owner. If you are badly injured, only you can be monetarily saved if you possess one Personal Accident Policy on your life along with your Medical Insurance Policy.
It so happens that you have no insurance
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Yes, they sure are. When this happens you will not be the only vehicle this happens to. There will be multiple vehicles with the same problem. Report the problem to the owner of the station. They all have insurance that should take care of this.
Without some form of health insurance, you are responsible for paying each and every medical bill that you incur. This could be as little as $45.00 for a doctor's office visit or into hundreds upon thousands of hospital bills.
If something happens to the baby or the mother, as in getting ill, the hospital are not to blame and have no responsibility. In that case the mother could also face problems wiht her insurance company.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
No, the hospital is generally NOT required to assign doctors, technicians, and labs that accept your insurance. This is a real oddity of the way the health care system works (or does not work). You can pay your co-pay for hospitalization and later still get a tremendous bill for lab tests, radiology, pharmacy, even anaesthiology, and when this happens you can struggle with claim forms for months trying to get partial payments from insurance.
A small business would need health insurance coverage to offer peace of mind to the owner and workers as it means if something happens they are covered and do not need to worry about expensive hospital bills.
no insurance + jail
Many health insurance companies offer what is called "Pay and Chase". Meaning, your health insurance company will pay your hospital claims and chase the automotive insurance for the rest of the money. It is possible that you may have this type of plan. If that is not a possibility to you, you could entertain the possibility of legal action. It might be far less costly and stressful to contact your insurance company first.