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Q: Is a hospital bill a creditor debt?
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What is the minimum payment on a hospital bill in Washington state?

The statement from the hospital or the hospital's account representative should contain that information. There are no laws which set a "minimum payment" amount for any debt, that is done by the creditor or the service provider.


How many people can collect on a medical bill at once?

Only the creditor - or whoever assumed ownership of the debt.


Can you be sued after a bill was charged off on your credit record?

Yes, a 'charge off' does not invalidate the debt nor the legal rights of the creditor to collect that debt.


If a creditor reports an upaid bill on your credit then sells the account to another creditor can they report the same unpaid bill on your credit?

Yes, they can. But, usually it can be removed by the credit bureau once its proven to be a duplicate entry of the same debt.


What can the hospital do if your mother couldn't pay her hospital bill and passed away?

A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.


What is does it mean for an original creditor to recall their collection?

Recall of a debt by a creditor is when the original creditor asks for the debt to be returned to them after they have sold it, often to a collection agency. This may occur if the debt has not been collected for a certain amount of time, and the debt will be sold to another agency to collect, or if the debtor offers the original creditor a settlement.


What is the statute of limitations on hospital bill collections in California?

Hospital bill are normally classified as a written agreement. In California that means the limit will be four years from the last acknowledgement of the debt.


Is there a hospital call Hilton hospital?

Yes Hilton Hospitals are considered some of the best hospitals around. If a patient can show they cannot afford to pay for a bill and are uninsured they will not be held responsible for the hospital bill. The hospital will cover the bill and all will be cleared. No debt and staying healthy.


What to do if a creditor still says that you owe them after a cancellation of debt?

Ask the creditor to send you written verification of the debt including all of their documents after incurring the debt. If the cancellation of the debt is not indicated in their documents, then dispute the debt by providing your written notification of cancellation of the debt to the creditor and if unsuccessful, then dispute the debt with the credit bureaus who will initiate an investigation with the creditor and the credit bureau will usually repond to you in 30 days. If no response from the creditor then it will usually be deleted from your credit report. If the collection harassment continues then ignore it realizing that probably no legal action will be taken against you or you can contact an attorney to contact the creditor. Either pay the debt or file bankruptcy.


Does a Cease and Desist letter only apply to third party debt collectors?

Not just bill collectors. Under the federal Fair Debt Collection Act it can be any third party, anybody but he creditor itself, such as the creditors attorney or a bill collector. It would not apply to someone that bought the note, however. That entity would be the same as a creditor.


What will happen if you don't appear when summoned to court for a hospital bill?

Ultimately the creditor will probably seek a garnishment of your savings accounts or paychecks.


What if a creditor is not on your credit report but trying to collect a debt?

You must pay all of your legitimate debts. A creditor is not required to report a debt to a credit bureau in order to collect the debt you owe.