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Ultimately, the medical organization that billed you for payment for the service is a business trying to succeed under some economic category of operations (eg. non-profit, not for profit, or for profit and regulatory variations of "for profit" business). Each medical organization has some internal policy about when they are satisfied with the payment amount, will take into consideration their financial solvency in the near term, and may consider your financial hardship in order to guide their negotiations on a particular debt. In each individual situation, the medical organization may settle with the debtor for some substantial percentage of the amount owed, or may demand payment in full until they sue the debtor in civil court or sell the debt to a collection agency. Note that statutes of limitations (actionable time span) on debt due to services rendered vary from state to state.

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16y ago

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