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Interest rates were low, in many cases property had been acquired very cheaply during the depression and there was no unemployment in Britain after about mid 1940. Moreover, the rationing of food and clothing, the virtual ban on private motors and so on tended to keep expenditure low. Moreover, the prices of many goods were fixed by the government. It would be a mistake to see WW2 as a time of poverty. Many people were better off (at least in terms of pre-tax income) than they'd ever been before. One of the biggest dangers was inflation as people were earning well and there wasn't that much to spend one's money on! Generally, mortgage repayments weren't a problem. (The interest element of mortgage repayments was exempt from income tax, incidentally). I hope this answers the question. Joncey

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