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After a chapter 7 bankruptcy can mortgages report late payments?

Yes, late payments on mortgages can be reported. The chapter 7 discharges all unsecured debts, except for student loans, child support and certain taxes, and any balance due on secured debt after the collateral has been surrendered and sold. If you reaffirmed the mortgage and failed to make payments during or after the chapter 7, that can be reported. Late payments can also be reported. Many states prevent penalties for late payments if the payment is made within a certain number of days, but they can still be reported as late if not made on or before the due date.


Can your Chapter 11 be dismissed due to plan payments?

Chapter 11 is a corporate business bankruptcy where a reorganization plan is made while operating under protection. It is not a Chapter 13 with a specific payment plan.


What are the legal grounds for repoession?

Legal grounds are payments not being made...usually if there is a car involved, if 3 payments have not been made in a row and there has been no contact made with the signers. Reposession will be put into play.


You kept making car payments after discharged in chapter 7 if you stop paying and don't surrender the car can the lender go and undo your bankruptcy?

No. But, the vehicle will become a repossession if payments are not made.


What is the payment of reparatoins?

War reparations are the payments made between countries to cover the damages of war. Almost exclusively, these payments have been made by the defeated party.


Can a bank come to your home to collect?

Yes. If you have payments due to them which you haven't made then they have the right to come to your residence and request for payment.


What stage represents orders that have been received but payments has not been made?

accured expenditure unpaid (AEU)


If I own a home with a co signer and file a chapter 7 will their credit be affected?

If the mortgage payments are still being made then no - they won't be, however - if you default on the mortgage payments then yes - they will go after the cosigner and if it is not paid their credit will be effected.


Does social security payments count in figuring out the payment made to the bankruptcy court?

Social security payments are not a factor in the means test. However, they are a factor in terms of your budget and as to how much you have available to repay creditors under Chapter 13.


Can you refund a payment made on Zelle?

No, payments made on Zelle are typically non-refundable once they have been sent.


If payments are not made on some wheels can the shop where they wear bought form repossess them?

yea they will come to your house and shoot you


Can chapter 13 payments be taken from unemployment benefits?

Yes, Chapter 13 bankruptcy payments can be made from unemployment benefits. However, these benefits are typically considered income and may be included in the overall calculation of disposable income used to determine the payment plan. It’s essential to consult with a bankruptcy attorney for specific guidance tailored to individual circumstances.