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The 10 Personal Development areas: Health & Wellbeing: Covers such areas as diet, fitness, physical appearance, and addiction recovery. Financial & Career: Addresses your material wealth requirements and work goals. Relationships: Goals related to initimate relationships, friends, immediate family, and extended family - if applicable. Recreation & Leisure: Everyone needs to enjoy the fruits of life and find time to "recharge" their batteries. This area covers travel, vacationing, event, and relaxation goals as well as any other goal whose purpose, fundamentally, is some form of enjoyment away from the "everyday." Community: Addresses your goals for giving back to the community in which you live. These are goals such as charity work, assisting the elderly, donating time to the local library, tutoring, participating in a Big Brother/Big Sister program, etc. Spiritual: Addresses your spiritual growth needs. Goals related to such things as church attendance, religious text study (Bible, Koran, Dhammapada [Buddhist], Tao Te Ching, etc.), how you will live your life to reflect your beliefs, and so on. Memetic: This area covers your core thoughts, ideas, and beliefs. Goals in this area reflect a decision on your part to change or reinforce one or more of these core components of your self. Self Development: These include goals related to life-long learning, self-motivation, personal growth, and entrepreneurship. Creativity: Whether you dream of being a writer, painter, sculptor, or simply want to take up woodworking, tying your own flies, or learning a needle craft; these goals belong in this category. Material: Goals related to "things" which you want to possess belong here. Some examples include buying your first home, a new car, a new ski boat, upgrading or replacing your computer, etc.

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