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The drawer of the check has to issue 'stop payment' instruction to the drawee bank. If the check has not been already encashed even before such instruction is received by the bank, another check, in lieu of the lost one, can be issued to the payee. A letter of indemnity from the payee before issuing the replacement check reinforces the drawer's security position.

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Why was the Battle of Gettysburg a desaster for the south?

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