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Many of the blank check offers that have been enjoyed in the past have been adjusted (resulting in fewer people getting the offer and pricing the offer higher) as a result of the CARD act and the current credit environment.

Capital One, along with many other major issuers, has not announced intentions for providing blank checks for holiday purchases because most of the original holiday blank check programs were specifically targeted and not provided to everyone. I believe that Capital One will provide such a program, however, the program will likely be available to fewer cardholders and at a notably higher cost.

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14y ago

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